644 Rose Lane, Innisfil

Price: $739,900

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: N13224662

Experience the best of Lake Simcoe living in this charming 4-bedroom, 2-bathroom bungalow nestled on a private lot surrounded by mature trees. Located just steps from your private deeded access Beach, this property offers an incredible opportunity to enjoy a relaxed lakeside lifestyle with swimming, boating, fishing, and beautiful sunsets right at your doorstep.Freshly painted and featuring updated flooring throughout, the approximately 1,500 sq. ft. home offers a bright and welcoming interior. The spacious primary bedroom includes a walkout to the rear deck, creating the perfect space to enjoy your morning coffee while overlooking the peaceful backyard. The cozy living room is highlighted by a WETT-certified wood stove, ideal for gathering with family and friends during every season. Outside, you'll find an oversized detached 2-car garage and a paved driveway with plenty of room for vehicles, tools, and recreational equipment. Backing onto a wooded area, the property offers exceptional privacy and a natural setting rarely found this close to the lake. Situated in the sought-after community of Alcona, you're only minutes from local shops, restaurants, schools, parks, and everyday amenities, with Barrie a short drive away from home. Whether you're searching for a year-round residence, a weekend getaway, or a place to create lasting family memories, this property offers the perfect blend of comfort, nature, and lakeside living.

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$739,900 - 644 Rose Lane, Innisfil

Detached for Sale in Innisfil

Popular Listing
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
N13224662
Property Type
Detached
Status
active
Days on Site
12
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Innisfil
Listing Brokerage
RE/MAX REALTY SPECIALISTS INC.
Description

Experience the best of Lake Simcoe living in this charming 4-bedroom, 2-bathroom bungalow nestled on a private lot surrounded by mature trees. Located just steps from your private deeded access Beach, this property offers an incredible opportunity to enjoy a relaxed lakeside lifestyle with swimming, boating, fishing, and beautiful sunsets right at your doorstep.Freshly painted and featuring updated flooring throughout, the approximately 1,500 sq. ft. home offers a bright and welcoming interior. The spacious primary bedroom includes a walkout to the rear deck, creating the perfect space to enjoy your morning coffee while overlooking the peaceful backyard. The cozy living room is highlighted by a WETT-certified wood stove, ideal for gathering with family and friends during every season. Outside, you'll find an oversized detached 2-car garage and a paved driveway with plenty of room for vehicles, tools, and recreational equipment. Backing onto a wooded area, the property offers exceptional privacy and a natural setting rarely found this close to the lake. Situated in the sought-after community of Alcona, you're only minutes from local shops, restaurants, schools, parks, and everyday amenities, with Barrie a short drive away from home. Whether you're searching for a year-round residence, a weekend getaway, or a place to create lasting family memories, this property offers the perfect blend of comfort, nature, and lakeside living.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,796.07/mo

Includes CMHC insurance ($20,643)

$
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5%10%50%

5-yr fixed avg.

Principal: $665,910Interest: $452,268
Mortgage Amount$686,553
Total Interest$452,268
Est. Property Tax$524/mo
Total Cost$1,138,821

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

644 Rose Lane, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$524
Insurance (est.)-$154
Net Cash Flow+$2,522

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $673/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Innisfil. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,083 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    644 Rose Lane, Innisfil — $739,900 | Battaglia Team