$649,900 - 64 Carriage Road, St. Catharines
Detached for Sale in St. Catharines
45 days on market- MLS Number
- X13082194
- Property Type
- Detached
- Status
- active
- Days on Site
- 45
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- EXP REALTY
Ready for the summer!? This perfect family home in desirable Secord Woods is ready for its new owners to dive in. Resting on a unique, deep pie-shaped lot in a central location in Niagara close to all amenities, schools, parks, wine country and more. This well-kept side-split offers a front lawn irrigation system and the desired two-car garage which is extremely rare in this neighbourhood perfect for the car enthusiast or inner handyman waiting to be unleashed. The main floor was completely renovated in 2019 featuring the ideal open-concept family entertaining space with a beautiful electric fireplace with stone facade and large windows. The kitchen space couldn't be better with plenty of built-in cabinetry , large kitchen island, pot-lights and stainless steel appliances. The second floor has a large primary bedroom with large closets, 2 more generous sized bedrooms and an updated four-piece washroom. The bonus family/rec room is the place to entertain and has laminate floors with a gas fire place and can fit large furniture to entertain any size crowd. Completing the third level is a three piece washroom with the desired separate entrance giving in-law suite potential. The bonus fourth level offer a large laundry room, utility/storage room and a bonus room that can be used for more storage or turned into a fourth bedroom, office or home gym. The backyard is the ultimate crowdpleaser and designed for the entertainers. This stunning space features a covered patio, heated saltwater in-ground pool, coy-fish pond, backyard deck, large concrete patio, direct gas line to the barbecue and is perfect for the next family event or basking in the beautiful Canadian summer. Other notable upgrades are: New turbo salt system (2025), New pool heater (2024), New solar blanket (2025). All of the patio furniture is negotiable in the sale of the home. If a move-in ready home was on your wish list for 2026, this place is the perfect opportunity.
Estimate your monthly payments for this property
Estimated Payment
$3,334.32/mo
Includes CMHC insurance ($18,132)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
64 Carriage Road, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $928/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 45 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.