$524,900 - 61 Rosedale Avenue, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13164790
- Property Type
- Detached
- Status
- active
- Days on Site
- 28
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Beautifully landscaped detached 2-storey home with private drive parking for 3 vehicles and a welcoming front porch overlooking mature gardens in both the front and back yard. Offering the perfect blend of comfort, charm, and outdoor living, this thoughtfully updated property brings cottage-style relaxation to the heart of the desirable and walkable Secord Woods community, affectionately known to locals as Merritton. Conveniently located close to parks, schools, shopping, restaurants, public transit, and commuter routes. The main floor features a bright living room with large windows, dining area, main floor bedroom, 2-piece powder room, and spacious custom kitchen installed in 2021 with white shaker cabinetry, tile backsplash, island (included), stainless steel fridge, stove, dishwasher, and hood range. Hidden laundry with stackable washer & dryer is included. Updated pot lighting and custom window treatments were installed in 2018.Up the remodelled staircase, the upper level offers a spacious primary bedroom suite and updated 5-piece bathroom filled with natural light. The backyard is a private retreat featuring two decks installed in 2018, including one with a pergola added in 2023, connected by a charming bridge over a pond installed in 2021 with aerator added in 2023. Mature landscaping and updated fencing were completed in 2018, with the right-side fence replaced in 2026. A cherry tree was planted in 2026 alongside grape vines lining the fence. The Man Cave / She-Shed which includes hydro, was updated in 2026 (new subflooring and flooring). Additional features include ABS plumbing, 125 amp breaker panel with copper wiring. Additional updates include roof shingles (2017), driveway (2019), central air conditioning (2022), forced-air gas furnace (2026), interior doors (2017), exterior doors (2017-2025), and all windows replaced between 2017-2025 except the 2 front windows, one additional window added in 2025. Just move-in and enjoy.
Estimate your monthly payments for this property
Estimated Payment
$2,693.01/mo
Includes CMHC insurance ($14,645)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
61 Rosedale Avenue, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $477/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,187 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.