580 Mary Street Unit 214, Whitby

Price: $529,900

3 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: E13007104

Welcome to this beautifully updated and well-maintained 2-storey condo townhouse, ideally located in the heart of Whitby and perfect for first-time buyers and growing families. Nestled in a quiet setting backing onto Julie Payette French Immersion School, this home offers both comfort and convenience in a family-friendly neighbourhood. Step inside to find a bright and inviting interior, freshly painted throughout and enhanced with new hardwood flooring, modern lighting, updated electrical, new stucco ceilings and new windows replaced in 2025. The main level features a functional open-concept layout with a spacious living and dining area, complete with a cozy electric fireplace, perfect for relaxing or entertaining. The large eat-in kitchen offers plenty of space for family gatherings, showcasing stainless steel appliances, a stylish backsplash, and tile flooring. A walkout from the breakfast area leads to a private terrace, ideal for outdoor dining and entertaining. Upstairs, you'll find three generously sized bedrooms, all with hardwood flooring, double closets, and large windows that fill the space with natural light. The primary bedroom provides a comfortable retreat, while the additional bedrooms are perfect for children, guests, or a home office. The home also offers ample storage space, new baseboards in the living room, and updated thermostats on the lower level for added efficiency and comfort. Enjoy a low-maintenance lifestyle with fees that include water, all while being just minutes to downtown Whitby, waterfront parks, shopping, schools, transit, and easy access to major highways and the GO Station, making commuting a breeze. A fantastic opportunity to own a stylish, move-in ready home in a highly convenient location.

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$529,900 - 580 Mary Street Unit 214, Whitby

Condo for Sale in Whitby

63 days on market
3Beds
2Baths
1,200Sq Ft
Condo
Property Details
MLS Number
E13007104
Property Type
Condo
Status
active
Days on Site
63
Bedrooms
3
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
Whitby
Locker
None
Exposure
North
Balcony
Open
Listing Brokerage
RE/MAX ROUGE RIVER REALTY LTD.
Description

Welcome to this beautifully updated and well-maintained 2-storey condo townhouse, ideally located in the heart of Whitby and perfect for first-time buyers and growing families. Nestled in a quiet setting backing onto Julie Payette French Immersion School, this home offers both comfort and convenience in a family-friendly neighbourhood. Step inside to find a bright and inviting interior, freshly painted throughout and enhanced with new hardwood flooring, modern lighting, updated electrical, new stucco ceilings and new windows replaced in 2025. The main level features a functional open-concept layout with a spacious living and dining area, complete with a cozy electric fireplace, perfect for relaxing or entertaining. The large eat-in kitchen offers plenty of space for family gatherings, showcasing stainless steel appliances, a stylish backsplash, and tile flooring. A walkout from the breakfast area leads to a private terrace, ideal for outdoor dining and entertaining. Upstairs, you'll find three generously sized bedrooms, all with hardwood flooring, double closets, and large windows that fill the space with natural light. The primary bedroom provides a comfortable retreat, while the additional bedrooms are perfect for children, guests, or a home office. The home also offers ample storage space, new baseboards in the living room, and updated thermostats on the lower level for added efficiency and comfort. Enjoy a low-maintenance lifestyle with fees that include water, all while being just minutes to downtown Whitby, waterfront parks, shopping, schools, transit, and easy access to major highways and the GO Station, making commuting a breeze. A fantastic opportunity to own a stylish, move-in ready home in a highly convenient location.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,718.66/mo

Includes CMHC insurance ($14,784)

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5-yr fixed avg.

Principal: $476,910Interest: $323,904
Mortgage Amount$491,694
Total Interest$323,904
Est. Property Tax$375/mo
Total Cost$815,599

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

580 Mary Street Unit 214, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,920/mo
Range: $2,482 - $3,358
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,920
Maintenance Fees-$780
Property Tax (est.)-$375
Insurance (est.)-$110
Net Cash Flow+$1,655

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $442/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 63 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,208 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    MLS# E13007104 — 580 Mary Street Unit 214 | Battaglia Team