580 Mary Street Unit 214, Whitby

Price: $499,900

3 bedrooms, 2 bathrooms

1,200 sqft

Property Type: Condo

MLS#: E13440682

Visit REALTOR website for additional information. Updated 2 storey, 3 bedroom, 2 bath condo apartment (1,395 sq ft) located in the heart of Whitby. Very affordable suite with low condo fees ($507/month). Prime location close to downtown, shopping, restaurants, highly rated schools, rec centre and waterfront parks. Easy access to Whitby GO Station and Hwy 401 for commuters. This beautiful unit shows 10+ and is an absolute must see. Perfect for first time buyers and young families ready to start their home ownership journey. Quiet mature part of Whitby backing highly rated Julie Payette French Immersion School. Open concept main floor features new hardwood flooring and custom light fixtures. Spacious living and dining area complete with a cozy electric fireplace. Large eat-in kitchen boasts ceramic tile floor & backsplash, stainless steel appliances and walkout to a private terrace. Also a 2 pc powder room on the main level. The upper level has 3 good sized bedrooms (all with hardwood flooring, double closets & large windows), and a 4 pc bath. Other highlights: freshly painted with neutral decor; updated electrical; new windows 2025; new built-in microwave oven in kitchen; maintenance fee includes water; 1 owned parking spot + visitor parking; nicely landscaped and well maintained property. This is a perfect opportunity to enjoy a low maintenance lifestyle with no grass cutting or snow shoveling required. Don't miss out on this spacious, move-in ready condo!

580 Mary Street Unit 214 - Condo photo 1 of 20 in Whitby, Ontario
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New Listing
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$499,900 - 580 Mary Street Unit 214, Whitby

Condo for Sale in Whitby

New — Listed yesterday
3Beds
2Baths
1,200Sq Ft
Condo
Property Details
MLS Number
E13440682
Property Type
Condo
Status
active
Days on Site
1
Bedrooms
3
Bathrooms
2
Square Feet
1,200 sqft
Neighbourhood
Whitby
Locker
None
Exposure
North
Balcony
Open
Listing Brokerage
PG DIRECT REALTY LTD.
Description

Visit REALTOR website for additional information. Updated 2 storey, 3 bedroom, 2 bath condo apartment (1,395 sq ft) located in the heart of Whitby. Very affordable suite with low condo fees ($507/month). Prime location close to downtown, shopping, restaurants, highly rated schools, rec centre and waterfront parks. Easy access to Whitby GO Station and Hwy 401 for commuters. This beautiful unit shows 10+ and is an absolute must see. Perfect for first time buyers and young families ready to start their home ownership journey. Quiet mature part of Whitby backing highly rated Julie Payette French Immersion School. Open concept main floor features new hardwood flooring and custom light fixtures. Spacious living and dining area complete with a cozy electric fireplace. Large eat-in kitchen boasts ceramic tile floor & backsplash, stainless steel appliances and walkout to a private terrace. Also a 2 pc powder room on the main level. The upper level has 3 good sized bedrooms (all with hardwood flooring, double closets & large windows), and a 4 pc bath. Other highlights: freshly painted with neutral decor; updated electrical; new windows 2025; new built-in microwave oven in kitchen; maintenance fee includes water; 1 owned parking spot + visitor parking; nicely landscaped and well maintained property. This is a perfect opportunity to enjoy a low maintenance lifestyle with no grass cutting or snow shoveling required. Don't miss out on this spacious, move-in ready condo!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

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5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

580 Mary Street Unit 214, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,920/mo
Range: $2,482 - $3,358
Cap Rate (ROI)
4.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,920
Maintenance Fees-$780
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$1,682

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $417/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Whitby's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    580 Mary Street Unit 214, Whitby | $499,900 | Battaglia Team