$1,529,000 - 58 Simpson Road Unit 10, St. Catharines
Detached for Sale in St. Catharines
57 days on market- MLS Number
- X13012472
- Property Type
- Detached
- Status
- active
- Days on Site
- 57
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
All the benefits of a detached home, with the convenience of a lock-and-leave, maintenance-free lifestyle. Welcome to this 3-bedroom, 3-bathroom bungaloft offering 2,485 sq ft of beautifully designed living space in the exclusive Jacob's Landing community. Tucked within a private enclave of just 12 residences, this home offers a rare blend of privacy, luxury, and ease just steps from Lake Ontario. The main level is designed for everyday living, featuring a primary bedroom retreat, soaring 9' ceilings, and a dramatic 18' vaulted great room filled with natural light and seamless access to the landscaped backyard. The custom kitchen is both stylish and functional, complete with quartz countertops, high-end appliances, and abundant cabinetry, ideal for everyday living and entertaining. Upstairs, the loft level offers two additional bedrooms, a full bathroom, and a versatile sitting area overlooking the main floor, perfect for family, guests, or a home office. Set in a quiet, boutique community just moments to waterfront trails, wineries, and local amenities, this is a rare opportunity to enjoy true maintenance-free living, where landscaping and snow removal are taken care of right to your door-giving you the freedom to lock up and go whenever you choose, without compromising space, style, or lifestyle. Luxury Certified.
Estimate your monthly payments for this property
Estimated Payment
$6,763.28/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
58 Simpson Road Unit 10, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $765/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 57 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $6,371 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.