56 MCCAFFERY Crescent, St. Catharines

Price: $1,129,999

4 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13222274

Located in the highly sought-after Vansickle neighbourhood of St. Catharines, this Rinaldi custom-built two-storey home sits on a picturesque pie-shaped lot surrounded by mature trees and beautifully landscaped grounds. Offering a total of 4 bedrooms and 3.5 bathrooms, this home has been thoughtfully updated and meticulously maintained. The bright main floor welcomes you with expansive windows that fill the spacious living room with natural light, highlighted by a cozy gas fireplace. The stunning new kitchen (2024) features quartz countertops, an undermount sink and an eat-in area overlooking the private backyard. Newly refinished flooring runs throughout the main and second floors, complemented by fresh paint throughout the entire home (2024), creating a clean modern feel. Updated bathroom vanities on the main floor and upper level add to the home's stylish upgrades. Upstairs, the primary suite offers vaulted ceilings, a 3-piece ensuite, and a walk-in closet, along with three additional bedrooms, including a versatile bonus room over the garage that can serve as a fourth bedroom or home office. The fully finished basement provides additional living space with a large recreation room, bar area, 3-piece bathroom, cold cellar and ample storage. Step outside to your private backyard oasis featuring a large in-ground pool, mature landscaping and a spacious patio perfect for entertaining. A shed adds extra storage, while the impressive 6+ car driveway enhances the home's curb appeal. The home also features a maintenance-free exterior paint completed in 2025, offering added peace of mind and long-term durability. A rare opportunity to own a beautifully updated family home in one of St. Catharines' most desirable communities

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$1,129,999 - 56 MCCAFFERY Crescent, St. Catharines

Detached for Sale in St. Catharines

Popular Listing
4Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13222274
Property Type
Detached
Status
active
Days on Site
9
Bedrooms
4
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE STATE REALTY
Description

Located in the highly sought-after Vansickle neighbourhood of St. Catharines, this Rinaldi custom-built two-storey home sits on a picturesque pie-shaped lot surrounded by mature trees and beautifully landscaped grounds. Offering a total of 4 bedrooms and 3.5 bathrooms, this home has been thoughtfully updated and meticulously maintained. The bright main floor welcomes you with expansive windows that fill the spacious living room with natural light, highlighted by a cozy gas fireplace. The stunning new kitchen (2024) features quartz countertops, an undermount sink and an eat-in area overlooking the private backyard. Newly refinished flooring runs throughout the main and second floors, complemented by fresh paint throughout the entire home (2024), creating a clean modern feel. Updated bathroom vanities on the main floor and upper level add to the home's stylish upgrades. Upstairs, the primary suite offers vaulted ceilings, a 3-piece ensuite, and a walk-in closet, along with three additional bedrooms, including a versatile bonus room over the garage that can serve as a fourth bedroom or home office. The fully finished basement provides additional living space with a large recreation room, bar area, 3-piece bathroom, cold cellar and ample storage. Step outside to your private backyard oasis featuring a large in-ground pool, mature landscaping and a spacious patio perfect for entertaining. A shed adds extra storage, while the impressive 6+ car driveway enhances the home's curb appeal. The home also features a maintenance-free exterior paint completed in 2025, offering added peace of mind and long-term durability. A rare opportunity to own a beautifully updated family home in one of St. Catharines' most desirable communities

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,998.37/mo

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5-yr fixed avg.

Principal: $903,999Interest: $595,511
Mortgage Amount$903,999
Total Interest$595,511
Est. Property Tax$800/mo
Total Cost$1,499,510

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

56 MCCAFFERY Crescent, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
2.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$800
Insurance (est.)-$235
Net Cash Flow+$2,265

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $565/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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