5500 Main Street, Whitchurch-Stouffville

Price: $869,900

3 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Townhouse

MLS#: N12801482

An excellent live/work or investment opportunity in the heart of Stouffville, this 3-storey Baker Hill townhome offers exceptional flexibility forbusiness owners and investors. Facing a main street, the property provides excellent commercial exposure and features commercial zoning withallowable signage and a separate main-floor entrance, making it ideal for professional, retail, or office use (buyer to verify permitted uses).Offering approximately 1,767 sq. ft. of functional space, the property includes 3 bedrooms, 4 bathrooms, and a dedicated office/studio. Theopen-concept layout features smooth ceilings, carpet-free flooring, and pot lights throughout, creating a clean and modern environment suitablefor both work and living. Notable upgrades include a contemporary kitchen with double-sink centre island, sleek cabinetry, premium microwaverange hood with 800CFM, 200-amp electrical service, an upgraded LG dishwasher, and a Tesla EV charger. The primary bedroom features aprivate ensuite and walk-in closet, while two additional well-sized rooms provide flexibility for residential, office, or meeting use. A privatebalcony equipped with a natural gas BBQ line adds additional convenience. Ideally located minutes from major transit routes, the GO Station,schools, parks, shops, and restaurants. A rare opportunity to acquire a commercially zoned townhome in a fast-growing, high-demand area withstrong long-term investment potential.

5500 Main Street - Townhouse photo 1 of 34 in Whitchurch-Stouffville, Ontario
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$869,900 - 5500 Main Street, Whitchurch-Stouffville

Townhouse for Sale in Whitchurch-Stouffville

73 days on market
3Beds
4Baths
1,500 - 1,999Sq Ft
Townhouse
Property Details
MLS Number
N12801482
Property Type
Townhouse
Status
active
Days on Site
73
Bedrooms
3
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

An excellent live/work or investment opportunity in the heart of Stouffville, this 3-storey Baker Hill townhome offers exceptional flexibility forbusiness owners and investors. Facing a main street, the property provides excellent commercial exposure and features commercial zoning withallowable signage and a separate main-floor entrance, making it ideal for professional, retail, or office use (buyer to verify permitted uses).Offering approximately 1,767 sq. ft. of functional space, the property includes 3 bedrooms, 4 bathrooms, and a dedicated office/studio. Theopen-concept layout features smooth ceilings, carpet-free flooring, and pot lights throughout, creating a clean and modern environment suitablefor both work and living. Notable upgrades include a contemporary kitchen with double-sink centre island, sleek cabinetry, premium microwaverange hood with 800CFM, 200-amp electrical service, an upgraded LG dishwasher, and a Tesla EV charger. The primary bedroom features aprivate ensuite and walk-in closet, while two additional well-sized rooms provide flexibility for residential, office, or meeting use. A privatebalcony equipped with a natural gas BBQ line adds additional convenience. Ideally located minutes from major transit routes, the GO Station,schools, parks, shops, and restaurants. A rare opportunity to acquire a commercially zoned townhome in a fast-growing, high-demand area withstrong long-term investment potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,463.04/mo

Includes CMHC insurance ($24,270)

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5-yr fixed avg.

Principal: $782,910Interest: $531,731
Mortgage Amount$807,180
Total Interest$531,731
Est. Property Tax$616/mo
Total Cost$1,338,911

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

5500 Main Street, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,730/mo
Range: $2,321 - $3,139
Cap Rate (ROI)
2.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,730
Maintenance Fees-$0
Property Tax (est.)-$616
Insurance (est.)-$181
Net Cash Flow+$1,933

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $580/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 73 days on site, this property has exceeded the typical selling timeline for Whitchurch-Stouffville. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Whitchurch-Stouffville have shown strong appreciation as families seek more space.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,625 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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