195 Richard Underhill Avenue, Whitchurch-Stouffville

Price: $978,880

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Semi-Detached

MLS#: N13491548

Welcome to 195 Richard Underhill Avenue - a stylish, move-in-ready semi-detached gem nestled in one of Stouffville's most desirable family-friendly communities. Just steps from scenic walking trails and protected conservation lands, this bright and beautifully finished home offers the perfect blend of comfort, functionality, and modern style for young families, first-time buyers, and downsizers seeking a turnkey lifestyle in a vibrant, connected neighbourhood.Step inside to discover a spacious open-concept layout filled with natural light from oversized windows throughout. The inviting living and dining areas feature contemporary laminate flooring and a walkout to private backyard retreat. The sun-filled eat-in kitchen showcases stainless steel appliances, quartz countertops, a breakfast bar, and a stylish decorative backsplash. The direct access to the garage and the oversized powder room adds everyday convenience.As you make your way upstairs, you'll find four generously sized bedrooms and two spacious neutral-toned bathrooms, including a stunning primary retreat complete with a walk-in closet and a large 4-piece ensuite featuring a soaker tub and separate shower.The finished lower level extends your living space with an open-concept layout - ideal for a recreational space and home office.Step outside to find a backyard oasis, offering a peaceful setting with a spacious deck, charming pergola, and lush gardens that create the perfect outdoor escape.Ideally located close to everything Stouffville has to offer, including the shops and restaurants on Main Street, parks, trails, GO Transit, excellent schools, and the Stouffville Leisure Centre. Combining stylish living, generous space and an unbeatable location, this exceptional home truly offers the complete package. Who says you can't have it all?

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New Listing
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$978,880 - 195 Richard Underhill Avenue, Whitchurch-Stouffville

Semi-Detached for Sale in Whitchurch-Stouffville

New — Listed 4 days ago
4Beds
3Baths
1,500 - 1,999Sq Ft
Semi-Detached
Property Details
MLS Number
N13491548
Property Type
Semi-Detached
Status
active
Days on Site
4
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
RE/MAX ALL-STARS REALTY INC.
Description

Welcome to 195 Richard Underhill Avenue - a stylish, move-in-ready semi-detached gem nestled in one of Stouffville's most desirable family-friendly communities. Just steps from scenic walking trails and protected conservation lands, this bright and beautifully finished home offers the perfect blend of comfort, functionality, and modern style for young families, first-time buyers, and downsizers seeking a turnkey lifestyle in a vibrant, connected neighbourhood.Step inside to discover a spacious open-concept layout filled with natural light from oversized windows throughout. The inviting living and dining areas feature contemporary laminate flooring and a walkout to private backyard retreat. The sun-filled eat-in kitchen showcases stainless steel appliances, quartz countertops, a breakfast bar, and a stylish decorative backsplash. The direct access to the garage and the oversized powder room adds everyday convenience.As you make your way upstairs, you'll find four generously sized bedrooms and two spacious neutral-toned bathrooms, including a stunning primary retreat complete with a walk-in closet and a large 4-piece ensuite featuring a soaker tub and separate shower.The finished lower level extends your living space with an open-concept layout - ideal for a recreational space and home office.Step outside to find a backyard oasis, offering a peaceful setting with a spacious deck, charming pergola, and lush gardens that create the perfect outdoor escape.Ideally located close to everything Stouffville has to offer, including the shops and restaurants on Main Street, parks, trails, GO Transit, excellent schools, and the Stouffville Leisure Centre. Combining stylish living, generous space and an unbeatable location, this exceptional home truly offers the complete package. Who says you can't have it all?

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Estimate your monthly payments for this property

Estimated Payment

$5,022.16/mo

Includes CMHC insurance ($27,311)

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5-yr fixed avg.

Principal: $880,992Interest: $598,346
Mortgage Amount$908,303
Total Interest$598,346
Est. Property Tax$693/mo
Total Cost$1,506,649

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

195 Richard Underhill Avenue, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$693
Insurance (est.)-$204
Net Cash Flow+$2,303

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $653/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Whitchurch-Stouffville's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitchurch-Stouffville. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,079 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    195 Richard Underhill Avenue | $978,880 | Battaglia Team