$899,900 - 55 Main Street Unit 303, St. Catharines
Condo for Sale in St. Catharines
103 days on market- MLS Number
- X12555292
- Property Type
- Condo
- Status
- active
- Days on Site
- 103
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 1,200 sqft
- Neighbourhood
- St. Catharines
- Locker
- Owned
- Exposure
- South East
- Balcony
- Open
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Stunning waterfront views from this elegant condo located in the heart of Port Dalhousie. Just steps away from the historic carousel and Lakeside Park. Walk along the pier and enjoy the many quaint restaurants and shops along the waterway. Take in the peaceful views of Martindale Pond from your open air balcony. Enjoy some shade with motorized awnings included. Located on the top floor with one of the best views in the building. This classy 2 bedroom, two bathroom unit has been extensively renovated over the last few years. Inside you will find high end finishes throughout this nearly 1400 sq ft unit. Recent upgrades include a gorgeous kitchen with expansive quarts counter tops and wall to wall custom cabinetry.(2024) The stainless steel appliances and eat in area with water views complete this gourmet kitchen. The open concept living/dining room are spacious and lovely for entertaining. The new feature wall gives added character and charm to the space. The primary suite includes a walk in closet and picturesque views as well as a large, updated 5 pc spa like ensuite with a freestanding tub, glass shower and double vanity. Enjoy the convenience of in suite laundry and an additional bedroom that could be used as a den or office. The main bathroom was fully renovated in 2025. If you are looking to simplify life while experiencing the beauty of Port Dalhousie and breathtaking views from almost every window, look no further. Turn key and ready for you. This building also offers one parking spot, a large storage locker and a common gathering room, workout room and sauna.
Estimate your monthly payments for this property
Estimated Payment
$4,616.95/mo
Includes CMHC insurance ($25,107)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
55 Main Street Unit 303, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $750/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 103 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.