542 Elm Road, Whitchurch-Stouffville

Price: $820,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: N12898938

Set on a spacious corner lot in a welcoming, family-friendly neighbourhood, 542 Elm Rd is a home that's been well cared for and thoughtfully maintained over the years. With 4 bedrooms and 2 bathrooms, it offers plenty of space for growing families, first-time buyers, or anyone looking for a bit more room to spread out. Inside, you're greeted by bright, comfortable living spaces including a cozy living and dining area, a functional kitchen, and a convenient main floor powder room. Upstairs features four generously sized bedrooms along with a full 4-piece bathroom, giving everyone their own space to unwind or work from home. The finished basement adds even more flexibility, with an open-concept layout that works perfectly as a rec room, home gym, or entertainment space. Outside, the corner lot provides extra privacy and room to enjoy whether that's hosting friends, gardening, or just relaxing in your own backyard. Located close to great schools, parks, shopping, restaurants, GO Transit, and everyday essentials, this home offers a great balance of comfort and convenience.

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$820,000 - 542 Elm Road, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

57 days on market
4Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
N12898938
Property Type
Detached
Status
active
Days on Site
57
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.
Description

Set on a spacious corner lot in a welcoming, family-friendly neighbourhood, 542 Elm Rd is a home that's been well cared for and thoughtfully maintained over the years. With 4 bedrooms and 2 bathrooms, it offers plenty of space for growing families, first-time buyers, or anyone looking for a bit more room to spread out. Inside, you're greeted by bright, comfortable living spaces including a cozy living and dining area, a functional kitchen, and a convenient main floor powder room. Upstairs features four generously sized bedrooms along with a full 4-piece bathroom, giving everyone their own space to unwind or work from home. The finished basement adds even more flexibility, with an open-concept layout that works perfectly as a rec room, home gym, or entertainment space. Outside, the corner lot provides extra privacy and room to enjoy whether that's hosting friends, gardening, or just relaxing in your own backyard. Located close to great schools, parks, shopping, restaurants, GO Transit, and everyday essentials, this home offers a great balance of comfort and convenience.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,207.03/mo

Includes CMHC insurance ($22,878)

$
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5%10%50%

5-yr fixed avg.

Principal: $738,000Interest: $501,230
Mortgage Amount$760,878
Total Interest$501,230
Est. Property Tax$581/mo
Total Cost$1,262,108

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

542 Elm Road, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$581
Insurance (est.)-$171
Net Cash Flow+$2,448

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $745/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 57 days on site, this property has exceeded the typical selling timeline for Whitchurch-Stouffville. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitchurch-Stouffville. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,417 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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