$549,000 - 515 Grantham Avenue, St. Catharines
Detached for Sale in St. Catharines
114 days on market- MLS Number
- X12818856
- Property Type
- Detached
- Status
- active
- Days on Site
- 114
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 5,976 sqft
- Listing Brokerage
- CITYSCAPE REAL ESTATE LTD.
Charming 3-Bedroom Side-Split with Inground Pool & Hot Tub **Spacious & Family-Friendly Living** Welcome to this delightful 3-bedroom, 2-bathroom detached side-split home, thoughtfully designed for comfortable living. The bright kitchen features a cozy breakfast/dining nook, perfect for casual meals and morning coffee. All carpets have been removed and replaced with stylish laminate flooring throughout, and the home has been freshly painted, creating a clean, modern, move-in-ready space - ideal for first-time buyers looking for an affordable entry into the neighbourhood. **Move-In Ready & Exceptional Value** This home offers an excellent opportunity to step into homeownership with confidence. With key cosmetic updates already completed, you can simply move in, personalize at your own pace, and start building equity in a welcoming, established community. **Warm & Versatile Lower Level** The lower level features a spacious family room with a charming fireplace, creating a cozy retreat for relaxing evenings. A separate entrance to the backyard adds flexibility for extended family, guests, or future possibilities. You'll also find a utility/laundry room and partially finished storage for added convenience. **Outdoor Oasis** Enjoy your private backyard haven complete with an inviting inground pool, soothing hot tub, and gazebo - perfect for entertaining or unwinding all summer long. A convenient pool house provides extra storage for outdoor essentials. **Prime Location with Convenient Amenities** Situated in a family-friendly neighbourhood close to parks, schools, and shopping. Walk to Grantham Lions Park or explore the trails at Malcolmson Eco Park. Easy access to the Queen Elizabeth Way makes commuting to Niagara Falls or Toronto convenient. **Your Dream of Homeownership Starts Here** Affordable, refreshed, and ready for its next chapter - a fantastic opportunity to own in a desirable location.
Estimate your monthly payments for this property
Estimated Payment
$2,816.65/mo
Includes CMHC insurance ($15,317)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
515 Grantham Avenue, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $784/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 114 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,288 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.