$999,000 - 5 Carn Castle Gate Unit 23, St. Catharines
Condo for Sale in St. Catharines
- MLS Number
- X13160666
- Property Type
- Condo
- Status
- active
- Days on Site
- 22
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 2,250 sqft
- Neighbourhood
- St. Catharines
- Locker
- None
- Exposure
- East
- Balcony
- None
- Listing Brokerage
- REVEL Realty Inc., Brokerage
Perched atop the charming waterfront neighbourhood of Port Dalhousie, the desirable Harbour Pointe Community resides. Townhouse 23, lovingly cared for by one of the few remaining original owners, occupies a prime stretch of units that back onto the yacht club and marina.Spanning over 2200 square feet of above-grade living, the split-level design allows for views at every level. The main floor immediately welcomes you into a generous combined family and dining room, leading into the open kitchen with solid wood cabinets and an eat-in breakfast nook overlooking the marina. A few steps down brings you into the den with wood-burning fireplace, exposed brick details, and upper deck access through sliding glass doors. Main floor laundry and a guest half bath make it easy to function and flow through the home. Venture down once more to the spacious family room with a ground-level walkout patio and professionally landscaped gardens. Upstairs is a private retreat to two generously sized bedrooms, with the primary providing a 5-piece ensuite privilege, double his and hers closets, and even more incredible views to wake up to each morning. Ample storage space can be found in the basement utility spaces and within the convenient 1.5-car garage.The epitome of community condo living, Harbour Pointe boasts pride of ownership from the moment you arrive. An in-ground heated pool and jacuzzi live at the heart of the neighbourhood, providing a hub for social gatherings and well-being. Centrally located in Niagara, you are an hour's drive to Toronto or 20 minutes to Niagara on the Lake. Explore wineries, hiking trails, farm-to-table dining, and just about anything else you could need to elevate your wine country lifestyle.Don't miss an opportunity to live in this rarely offered townhouse community - word on the street is that once you move in, you won't want to move out!
Estimate your monthly payments for this property
Estimated Payment
$5,125.39/mo
Includes CMHC insurance ($27,872)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
5 Carn Castle Gate Unit 23, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $444/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.