$598,000 - 4A Wood Street, St. Catharines
Detached for Sale in St. Catharines
88 days on market- MLS Number
- X12908476
- Property Type
- Detached
- Status
- active
- Days on Site
- 88
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Beautifully fully renovated detached bungalow in a prime central location, just steps from all amenities and directly across from Lancaster Park.This stunning home features 2+1 bedrooms and 3 modern bathrooms, thoughtfully updated with high-quality finishes throughout. Engineered hardwood flooring runs throughout the main level, complemented by beautiful ceramic tile in the bathrooms and laundry room.Highlights include stylish interior doors, quartz window sills, smooth ceilings, wooden baseboards/trims and more. The brand-new kitchen boasts sleek quartz countertops, a movable island, and an open-concept design that flows seamlessly into the dining and living area.The large primary bedroom includes a luxurious 4-piece ensuite. A second 3-piece bathroom and convenient main-floor laundry add to the home's functionality. Bright lower level offers generous family room an additional large 3rd bedroom, and a stunning 3-piece bathroom with a large shower. There is also ample storage, including impressive 10-foot built-in closets.Enjoy a maintenance-free outdoor space with a stone patio and a spacious, grass-free side yard finished with interlocking pavers.Front entrance with a spacious porch creates the perfect setting for relaxing or socializing.The garage offers direct access to the home, along with a second side door leading to the yard-ideal for easy access to gardening tools, bikes, or bins without opening the main garage door.
Estimate your monthly payments for this property
Estimated Payment
$3,068.05/mo
Includes CMHC insurance ($16,684)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
4A Wood Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $544/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 88 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,492 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.