$465,000 - 48 Carlisle Street, St. Catharines
Detached for Sale in St. Catharines
57 days on market- MLS Number
- X13030654
- Property Type
- Detached
- Status
- active
- Days on Site
- 57
- Bedrooms
- 6
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- YOUR HOME SOLD GUARANTEED REALTY ELITE
AWESOME COMMERCIAL/RESIDENTIAL FREEHOLD OPPORTUNITY IN DOWNTOWNThis is a rare opportunity to own a detached, freehold mixed use building in the heart of downtown St. Catharines, surrounded by culture, energy, and constant activity. Positioned directly across the street from the FirstOntario Performing Arts Centre and the Meridian Centre, this location offers built in visibility and everyday convenience that is difficult to replicate. What truly sets this property apart is its incredible adaptability. It can function as all commercial, all residential, or a smart combination of both creating a highly desirable live work or income generating setup. Each floor has its own entrance, allowing spaces to operate independently and giving owners the flexibility to evolve and reposition over time. Previously used as a law office, the layout may lend itself well to a wide range of professional and creative uses such as real estate, accounting, psychotherapy, chiropractic care, studios, or boutique offices. Outside, wrap around parking with two separate street entrances and exits adds everyday ease for staff, clients, or tenants, an uncommon and valuable feature in a downtown setting. Access to Ontario Highway 406 is quick and straightforward, making regional travel simple while keeping you connected to the city's most vibrant corridor. From an ownership perspective, this is a low maintenance and highly manageable asset, ideal as a standalone investment or a strong addition to a growing portfolio. For business owners, it offers the opportunity to step into brick and mortar ownership while potentially offsetting costs through rental income. Highly flexible, highly visible, and positioned in one of downtown's strongest locations, this is a property designed to work for you today and adapt for tomorrow. Reach out to learn more about how this unique opportunity could fit your plans.
Estimate your monthly payments for this property
Estimated Payment
$2,385.69/mo
Includes CMHC insurance ($12,974)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
48 Carlisle Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $423/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 57 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.