What are the monthly costs for 42 Mill Street Unit 105, Halton Hills?

With 20% down at a 4.49% rate over 25 years, estimated monthly mortgage is approximately $4,442, property taxes ~$708/mo, and no maintenance fees listed. Total estimated monthly carrying cost: ~$5,150. Contact Joe Battaglia for a detailed cost analysis.

Is 42 Mill Street Unit 105 a good investment?

This Condo is priced at $833/sqft. 2 bedrooms and 3 bathrooms in Halton Hills make it suitable for investors or first-time buyers. Contact the Battaglia Team for a complimentary investment analysis including rental estimates and comparable sales data.

What is the neighbourhood like around 42 Mill Street Unit 105?

42 Mill Street Unit 105 is located in Halton Hills, Ontario. The area offers access to local schools, parks, transit, and amenities. Condo living provides convenient access to urban amenities. Contact Joe Battaglia for a detailed neighbourhood report including school rankings, walk scores, and recent sales.

How do I book a showing for 42 Mill Street Unit 105, Halton Hills?

To book a private showing for 42 Mill Street Unit 105, contact Joe Battaglia directly at (416) 564-6611 or use the "Schedule a Showing" button on this page. Joe typically responds within 1 hour and can arrange same-day or next-day viewings. Virtual tours may also be available upon request.

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$999,999 - 42 Mill Street Unit 105, Halton Hills

Condo for Sale in Halton Hills

103 days on market

2Beds

3Baths

1,200Sq Ft

Condo

Property Details

MLS Number: W12789726
Property Type: Condo
Status: active
Days on Site: 103
Bedrooms: 2
Bathrooms: 3
Square Feet: 1,200 sqft
Neighbourhood: Halton Hills
Locker: Owned
Exposure: East
Balcony: Terrace
Listing Brokerage: RIGHT AT HOME REALTY

Description

An extraordinary ground-level corner suite at 42 Mill St, Unit 105, in one of Georgetown's most desirable boutique residences. Offering 1,373 sq. ft. of beautifully designed living space, this home delivers spacious comfort with the ease of luxury condominium living. The expansive 1,200 sq. ft. wraparound patio offers a private outdoor retreat, ideal for entertaining. It provides generous outdoor space without the maintenance of a larger property. Inside the bright open-concept layout features floor-to-ceiling windows and 9.5-ft ceilings. The kitchen is finished with quartz countertops, a large centre island, and high-end Bosch built-in appliances, designed for everyday living and entertaining. A separate laundry room includes a full-size washer and dryer and a sink with quartz countertop and cabinets for added functionality. Marble tile flooring enhances the kitchen, living, and dining areas, while both spacious bedrooms feature engineered hardwood and private ensuites. Direct street access from the patio provides easy entry for guests and everyday convenience. Two underground parking spaces (1 & 2) and an owned locker add valuable storage and practicality. This boutique-style building offers a quieter setting than larger high-rises, with amenities including a fitness centre, party/meeting room, library lounge, dog wash station, and community BBQ area. Located just steps from quaint downtown Georgetown, you can walk to shops, dining, the John Elliott Theatre, parks, the GO Station and everyday essentials. Close to Toronto Premium Outlets, golf courses, the hospital, and major highways for easy commuting. Designed for the established young senior or executive professional seeking simplified, maintenance-free living without sacrificing space or quality. This is an opportunity to enjoy turnkey comfort in an intimate setting.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,130.51/mo

Includes CMHC insurance ($27,900)

Purchase Price

Down Payment

5%10%50%

Interest Rate (%)

5-yr fixed avg.

Amortization

Frequency

Principal: $899,999Interest: $611,255

Mortgage Amount$927,899

Total Interest$611,255

Est. Property Tax$708/mo

Total Cost$1,539,154

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Halton Hills

Discover Halton Hills

Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Halton Hills

•Convenient location in Halton Hills
•Access to local shops and dining
•Good public transit connections
•Community parks and green spaces
•Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary

Local Secondary SchoolPublic High School

Transit & Commuting

•MiWay bus routes throughout the area
•GO Transit stations within driving distance
•Easy highway access to 401/403/QEW
•Walking distance to local amenities

Parks & Amenities

•Local parks and recreational facilities
•Community centres
•Shopping plazas nearby
•Restaurants and cafes

Lifestyle & Community

Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

Walk Score

Varies

Price Range

42 Mill Street Unit 105, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent

$2,520/mo

Range: $2,142 - $2,898

Cap Rate (ROI)

1.0%

Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,520

Maintenance Fees-$780

Property Tax (est.)-$708

Insurance (est.)-$208

Net Cash Flow+$824

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $833/sqft, this property is priced in line with current Halton Hills market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 103 days on site, this property has exceeded the typical selling timeline for Halton Hills. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,167 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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