4 Manning Street, St. Catharines

Price: $409,900

2 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13099944

Welcome to 4 Manning Street, a beautifully redesigned detached home offering an impressive three levels of living space in a convenient St. Catharines location. The bright,open-concept main floor has been thoughtfully updated with a custom modern kitchen featuring stainless steel appliances, stone countertops, undercount sink, bar fridge,and sleek contemporary finishes throughout. At the front of the home, the enclosed sunroom creates a warm and inviting lounge area, perfect for morning coffee, reading, orquiet relaxation. The rear entrance adds excellent flexibility with in-law suite potential, already supported by a modernized 3-piece bathroom. Upstairs, enjoy a rare privateterrace overlooking the fully enclosed backyard, creating a beautiful extension of the living space for entertaining or unwinding outdoors. Located on a quiet side street justseconds from amenities, schools, parks, transit and highway access, this home offers style, function and versatility in one complete package.

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$409,900 - 4 Manning Street, St. Catharines

Detached for Sale in St. Catharines

43 days on market
2Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13099944
Property Type
Detached
Status
active
Days on Site
43
Bedrooms
2
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
MICHAEL ST.JEAN REALTY INC.
Description

Welcome to 4 Manning Street, a beautifully redesigned detached home offering an impressive three levels of living space in a convenient St. Catharines location. The bright,open-concept main floor has been thoughtfully updated with a custom modern kitchen featuring stainless steel appliances, stone countertops, undercount sink, bar fridge,and sleek contemporary finishes throughout. At the front of the home, the enclosed sunroom creates a warm and inviting lounge area, perfect for morning coffee, reading, orquiet relaxation. The rear entrance adds excellent flexibility with in-law suite potential, already supported by a modernized 3-piece bathroom. Upstairs, enjoy a rare privateterrace overlooking the fully enclosed backyard, creating a beautiful extension of the living space for entertaining or unwinding outdoors. Located on a quiet side street justseconds from amenities, schools, parks, transit and highway access, this home offers style, function and versatility in one complete package.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,103.00/mo

Includes CMHC insurance ($11,436)

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5%10%50%

5-yr fixed avg.

Principal: $368,910Interest: $250,554
Mortgage Amount$380,346
Total Interest$250,554
Est. Property Tax$290/mo
Total Cost$630,900

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

4 Manning Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
5.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$290
Insurance (est.)-$85
Net Cash Flow+$2,025

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $586/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 43 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    4 Manning Street, St. Catharines | $409,900 | Battaglia Team