39 McGilvray Crescent, Halton Hills

Price: $899,000

5 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: W13131038

Welcome to this tastefully updated detached bungalow tucked away on a quiet family friendly crescent, featuring a LEGAL basement apartment and offering excellent flexibility for multi generational living, extended family, or additional income potential. From the moment you step inside, the home feels warm, bright, and inviting. The main level showcases hardwood flooring throughout the living room, hallway, and bedrooms, while the spacious living area is anchored by a stunning bay window with built in bench seating, creating the perfect spot to relax and unwind. The open concept layout seamlessly connects the living room, kitchen, and breakfast area, making the space ideal for both everyday living and entertaining. The updated kitchen features stainless steel appliances, pot lights, directional lighting, laminate flooring, and a functional half wall overlooking the living space so you can stay connected while hosting family and friends. The adjoining breakfast area features sliding glass doors leading to the backyard deck, while the sun filled dining area is surrounded by windows and offers double door access to the yard. The main floor is completed with 3 spacious bedrooms, an updated 3 piece bathroom with modern finishes, and its own separate laundry. The finished lower level adds tremendous value with a fully self contained apartment featuring a private backyard entrance, full kitchen with granite countertops, stainless steel appliances and island seating for 4, spacious living room with pot lights, 2 additional bedrooms, a 3 piece bathroom, second laundry area, and ample storage space. Outside, enjoy a fully fenced backyard complete with a deck, garden area, and storage shed, while the asphalt driveway provides ample parking. Ideally located close to schools, parks, shopping, restaurants, public transit, and the charm of downtown Georgetown, this home offers comfort, flexibility, and convenience in a mature family friendly neighbourhood.

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$899,000 - 39 McGilvray Crescent, Halton Hills

Detached for Sale in Halton Hills

34 days on market
5Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
W13131038
Property Type
Detached
Status
active
Days on Site
34
Bedrooms
5
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Halton Hills
Listing Brokerage
Coldwell Banker Elevate Realty
Description

Welcome to this tastefully updated detached bungalow tucked away on a quiet family friendly crescent, featuring a LEGAL basement apartment and offering excellent flexibility for multi generational living, extended family, or additional income potential. From the moment you step inside, the home feels warm, bright, and inviting. The main level showcases hardwood flooring throughout the living room, hallway, and bedrooms, while the spacious living area is anchored by a stunning bay window with built in bench seating, creating the perfect spot to relax and unwind. The open concept layout seamlessly connects the living room, kitchen, and breakfast area, making the space ideal for both everyday living and entertaining. The updated kitchen features stainless steel appliances, pot lights, directional lighting, laminate flooring, and a functional half wall overlooking the living space so you can stay connected while hosting family and friends. The adjoining breakfast area features sliding glass doors leading to the backyard deck, while the sun filled dining area is surrounded by windows and offers double door access to the yard. The main floor is completed with 3 spacious bedrooms, an updated 3 piece bathroom with modern finishes, and its own separate laundry. The finished lower level adds tremendous value with a fully self contained apartment featuring a private backyard entrance, full kitchen with granite countertops, stainless steel appliances and island seating for 4, spacious living room with pot lights, 2 additional bedrooms, a 3 piece bathroom, second laundry area, and ample storage space. Outside, enjoy a fully fenced backyard complete with a deck, garden area, and storage shed, while the asphalt driveway provides ample parking. Ideally located close to schools, parks, shopping, restaurants, public transit, and the charm of downtown Georgetown, this home offers comfort, flexibility, and convenience in a mature family friendly neighbourhood.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,612.34/mo

Includes CMHC insurance ($25,082)

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5-yr fixed avg.

Principal: $809,100Interest: $549,519
Mortgage Amount$834,182
Total Interest$549,519
Est. Property Tax$637/mo
Total Cost$1,383,701

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Halton Hills

Discover Halton Hills

Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Halton Hills

  • Convenient location in Halton Hills
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

39 McGilvray Crescent, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,776

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1284/sqft, this property is priced above the Halton Hills average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Market Position

At 34 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Halton Hills.

Investment Perspective

Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,746 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    39 McGilvray Crescent, Halton Hills | $899,000 | Battaglia Team