123 Mill Street, Halton Hills

Price: $995,000

5 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: W13443088

Welcome to 123 Mill Street West, a beautifull with walkout basement apartment, situated on a quiet and desirable street. The main level features three spacious bedrooms, two updated bathrooms, gleaming hardwood floors, a modern kitchen, and a stylish electric fireplace. The refined finishes and generous natural light contribute to a welcoming ambiance characterized by warmth and natural elegance. Steps from Fairy Lake and Saint Joseph Elementary School, this home offers an ideal blend of comfort, convenience, and natural beauty. The fully finished walkout basement includes a self-contained two-bedroom apartment, providing excellent potential for rental income or use as a private in-law suite. Surrounded by nature yet conveniently close to shopping, amenities, and everyday necessities, this property offers the best of both worlds. Ample parking space further enhances the home's practicality and appeal.

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active
New Listing
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$995,000 - 123 Mill Street, Halton Hills

Detached for Sale in Halton Hills

New — Listed yesterday
5Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
W13443088
Property Type
Detached
Status
active
Days on Site
1
Bedrooms
5
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Halton Hills
Listing Brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Description

Welcome to 123 Mill Street West, a beautifull with walkout basement apartment, situated on a quiet and desirable street. The main level features three spacious bedrooms, two updated bathrooms, gleaming hardwood floors, a modern kitchen, and a stylish electric fireplace. The refined finishes and generous natural light contribute to a welcoming ambiance characterized by warmth and natural elegance. Steps from Fairy Lake and Saint Joseph Elementary School, this home offers an ideal blend of comfort, convenience, and natural beauty. The fully finished walkout basement includes a self-contained two-bedroom apartment, providing excellent potential for rental income or use as a private in-law suite. Surrounded by nature yet conveniently close to shopping, amenities, and everyday necessities, this property offers the best of both worlds. Ample parking space further enhances the home's practicality and appeal.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,104.87/mo

Includes CMHC insurance ($27,761)

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5-yr fixed avg.

Principal: $895,500Interest: $608,199
Mortgage Amount$923,261
Total Interest$608,199
Est. Property Tax$705/mo
Total Cost$1,531,460

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Halton Hills

Discover Halton Hills

Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Halton Hills

  • Convenient location in Halton Hills
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

123 Mill Street, Halton Hills

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$705
Insurance (est.)-$207
Net Cash Flow+$2,688

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $905/sqft, this property is priced in line with current Halton Hills market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Just Listed - Act Strategically

This property hit the market within the last week. In Halton Hills's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Halton Hills.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,146 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    123 Mill Street, Halton Hills — $995,000 | Battaglia Team