388 Linwell Road, St. Catharines

Price: $999,000

5 bedrooms, 6 bathrooms

3,500 - 3,999 sqft

Property Type: Detached

MLS#: X13154508

Unlock an exceptional asset management opportunity with this rare, multi-suite Tudor estate. Perfectly positioned in a most desirable location, this versatile property offers four curated, self-contained living spaces with private entrances, ideal for sophisticated multi-generational families, owner-occupiers seeking significant income integration, or discerning investors building a high-cash-flow portfolio.The four self contained units include 2 - one bedroom apartments, a spacious owner occupied 2 (possible 3) bedroom main floor unit, plus a bachelor style bed and breakfast suite.The owner's unit is truly special, featuring soaring cathedral ceilings, a beautiful gas fireplace, generous living spaces, and a unique design that feels warm, inviting, and full of character. The open concept layout offers a spacious kitchen, dining and living areas, den space, 2 baths up and main floor laundry. The upper loft bedroom offers expansive windows that flood the space with natural light from every angle. One of the additional oversized one bedroom units offers a bright and inviting apartment featuring a large living room with built in closets, den area with vaulted ceilings, spacious kitchen with stackable washer and dryer, plus a 4 piece bathroom with newer tub/shower.Each unit offers excellent functionality and strong tenant appeal, with private living spaces and in suite laundry. Situated on a gorgeous property surrounded by nature with private individual outdoor spaces, this rare offering is within walking distance to Sunset Beach, Walkers Creek Trail, and the Welland Canal Trail. Ample parking for 10 vehicles adds even more convenience and value.A rare opportunity to own a versatile income generating property in an exceptional location, perfect for owner occupancy, multi generational living, or expanding your investment portfolio.

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$999,000 - 388 Linwell Road, St. Catharines

Detached for Sale in St. Catharines

5Beds
6Baths
3,500 - 3,999Sq Ft
Detached
Property Details
MLS Number
X13154508
Property Type
Detached
Status
active
Days on Site
26
Bedrooms
5
Bathrooms
6
Square Feet
3,500 - 3,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Description

Unlock an exceptional asset management opportunity with this rare, multi-suite Tudor estate. Perfectly positioned in a most desirable location, this versatile property offers four curated, self-contained living spaces with private entrances, ideal for sophisticated multi-generational families, owner-occupiers seeking significant income integration, or discerning investors building a high-cash-flow portfolio.The four self contained units include 2 - one bedroom apartments, a spacious owner occupied 2 (possible 3) bedroom main floor unit, plus a bachelor style bed and breakfast suite.The owner's unit is truly special, featuring soaring cathedral ceilings, a beautiful gas fireplace, generous living spaces, and a unique design that feels warm, inviting, and full of character. The open concept layout offers a spacious kitchen, dining and living areas, den space, 2 baths up and main floor laundry. The upper loft bedroom offers expansive windows that flood the space with natural light from every angle. One of the additional oversized one bedroom units offers a bright and inviting apartment featuring a large living room with built in closets, den area with vaulted ceilings, spacious kitchen with stackable washer and dryer, plus a 4 piece bathroom with newer tub/shower.Each unit offers excellent functionality and strong tenant appeal, with private living spaces and in suite laundry. Situated on a gorgeous property surrounded by nature with private individual outdoor spaces, this rare offering is within walking distance to Sunset Beach, Walkers Creek Trail, and the Welland Canal Trail. Ample parking for 10 vehicles adds even more convenience and value.A rare opportunity to own a versatile income generating property in an exceptional location, perfect for owner occupancy, multi generational living, or expanding your investment portfolio.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,125.39/mo

Includes CMHC insurance ($27,872)

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5-yr fixed avg.

Principal: $899,100Interest: $610,644
Mortgage Amount$926,972
Total Interest$610,644
Est. Property Tax$708/mo
Total Cost$1,537,616

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

388 Linwell Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,450/mo
Range: $3,783 - $5,118
Cap Rate (ROI)
4.2%
Good

Monthly Cash Flow Breakdown

Rental Income+$4,450
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$3,534

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $285/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 26 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Larger Home Realities

At 3,500 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 6 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    388 Linwell Road, St. Catharines — $999,000 | Battaglia Team