$239,000 - 365 Geneva Street Unit 1003, St. Catharines
Condo for Sale in St. Catharines
52 days on market- MLS Number
- X13052018
- Property Type
- Condo
- Status
- active
- Days on Site
- 52
- Bedrooms
- 1
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Locker
- Ensuite
- Exposure
- East
- Balcony
- Open
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Enjoy peace and privacy on the top floor with no neighbours above, along with panoramic city views from your oversized private balcony. This bright, sun-filled suite features an open-concept living and dining area, perfect for comfortable everyday living or hosting family and friends, with sliding doors that extend your living space outdoors. The spacious bedroom offers generous closet space, plus bonus in-suite storage. Freshly painted throughout, with updated flooring in the kitchen and bathroom and a modern new vanity-just move in and enjoy. Located in the well-managed Parklands Condominium Complex, this is one of St. Catharine's' most well-maintained, predominantly owner-occupied buildings-a true standout at this price point. Residents take pride in their community, creating a quiet, welcoming environment, supported by attentive and professional management. Residents enjoy a full range of amenities, including a gym, party room, laundry facilities, car wash, elevators, bicycle storage, ample visitor parking, beautifully landscaped grounds, green space, and a community garden with gazebo. Unbeatable convenience-steps to Fairview Mall, shops, restaurants, banks, and transit, with quick access to the QEW, downtown St. Catharine's, and nearby parks. The low condo fee of $501.31 includes heat, water, parking, building insurance, and maintenance-providing excellent value and ease of ownership. With low property taxes and an affordable price point, this is a wonderful opportunity to own in a cared-for, community-oriented building. This move-in-ready 1-bedroom penthouse condo offers a comfortable, low-maintenance lifestyle-ideal for first-time buyers or those looking to downsize.
Estimate your monthly payments for this property
Estimated Payment
$1,226.19/mo
Includes CMHC insurance ($6,668)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
365 Geneva Street Unit 1003, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $341/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 52 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.