141 Church Street Unit 1003, St. Catharines

Price: $299,900

2 bedrooms, 2 bathrooms

1,400 sqft

Property Type: Condo

MLS#: X13451664

Welcome to Suite 1003 at 141 Church Street, a bright and spacious 2-bedroom, 2-bathroom a bright and spacious corner unit condominium offering a functional layout, comfortable living spaces, and stunning city views stretching north toward the lake and east toward the Welland Canal. A spacious front foyer welcomes you into the home, providing an inviting first impression and ample room for greeting guests. The well-appointed galley-style kitchen features an abundance of cabinetry and countertop space, a stylish tile backsplash, and a convenient pass-through opening overlooking the living area, creating a seamless connection for everyday living and entertaining. Adjacent to the kitchen, the separate dining area offers the perfect setting for family meals and hosting guests. The generous living room provides plenty of space for relaxing and gathering with family and friends, while large openings allow natural light to flow throughout the home. Just off the living room, the inviting sunroom with exposed brick accents offers incredible versatility and can easily serve as a home office, reading nook, hobby room, or additional sitting area while taking advantage of the beautiful views. A large hallway storage closet provides additional space to keep seasonal items and household essentials neatly organized. The spacious primary bedroom features a walk-in closet, providing excellent storage and convenience.Additional features include a shared laundry room located on each floor and used by only three neighbouring suites and exclusive use of a heated underground parking space.You'll also enjoy easy access to the Performing Arts Centre, excellent restaurants, shopping, cafés, and many of downtown St. Catharines' most popular amenities. This well-maintained suite offers an ideal combination of space, functionality, convenience, and urban living.

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New Listing
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$299,900 - 141 Church Street Unit 1003, St. Catharines

Condo for Sale in St. Catharines

New — Listed 2 days ago
2Beds
2Baths
1,400Sq Ft
Condo
Property Details
MLS Number
X13451664
Property Type
Condo
Status
active
Days on Site
2
Bedrooms
2
Bathrooms
2
Square Feet
1,400 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
North
Balcony
Enclosed
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Welcome to Suite 1003 at 141 Church Street, a bright and spacious 2-bedroom, 2-bathroom a bright and spacious corner unit condominium offering a functional layout, comfortable living spaces, and stunning city views stretching north toward the lake and east toward the Welland Canal. A spacious front foyer welcomes you into the home, providing an inviting first impression and ample room for greeting guests. The well-appointed galley-style kitchen features an abundance of cabinetry and countertop space, a stylish tile backsplash, and a convenient pass-through opening overlooking the living area, creating a seamless connection for everyday living and entertaining. Adjacent to the kitchen, the separate dining area offers the perfect setting for family meals and hosting guests. The generous living room provides plenty of space for relaxing and gathering with family and friends, while large openings allow natural light to flow throughout the home. Just off the living room, the inviting sunroom with exposed brick accents offers incredible versatility and can easily serve as a home office, reading nook, hobby room, or additional sitting area while taking advantage of the beautiful views. A large hallway storage closet provides additional space to keep seasonal items and household essentials neatly organized. The spacious primary bedroom features a walk-in closet, providing excellent storage and convenience.Additional features include a shared laundry room located on each floor and used by only three neighbouring suites and exclusive use of a heated underground parking space.You'll also enjoy easy access to the Performing Arts Centre, excellent restaurants, shopping, cafés, and many of downtown St. Catharines' most popular amenities. This well-maintained suite offers an ideal combination of space, functionality, convenience, and urban living.

Mortgage Calculator

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Estimated Payment

$1,538.64/mo

Includes CMHC insurance ($8,367)

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5-yr fixed avg.

Principal: $269,910Interest: $183,316
Mortgage Amount$278,277
Total Interest$183,316
Est. Property Tax$212/mo
Total Cost$461,593

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

141 Church Street Unit 1003, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,680/mo
Range: $2,278 - $3,082
Cap Rate (ROI)
6.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,680
Maintenance Fees-$910
Property Tax (est.)-$212
Insurance (est.)-$62
Net Cash Flow+$1,496

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $214/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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