$649,900 - 35 Colonel Lyall Street, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13154400
- Property Type
- Detached
- Status
- active
- Days on Site
- 29
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Welcome to your next dream home-where comfort, space, and convenience come together beautifully for the perfect family lifestyle. This stunning property offers three generously sized bedrooms, each filled with natural light to create a warm and inviting atmosphere. The spacious master bedroom is a true retreat, featuring a large walk-in closet and a luxurious 4-piece ensuite washroom. The two additional bedrooms are equally bright and share a well-appointed common bathroom, making it ideal for families. The thoughtfully designed layout includes a conveniently located and spacious laundry room right next to the bedrooms, adding ease to your daily routine. As you enter, you are greeted by a grand foyer with a large closet, offering both style and practicality. At the heart of the home is a beautiful, expansive kitchen with a cozy breakfast area, perfect for family meals and morning coffee. The adjoining living and dining areas provide ample space for entertaining or relaxing with loved ones. The unfinished basement presents endless possibilities, allowing you to customize the space to suit your needs, whether it's a home gym, entertainment area, or additional living quarters. This home also features a double garage and a driveway that can accommodate up to four additional small vehicles, ensuring plenty of parking for family and guests. Ideally located just minutes from shopping, dining, and entertainment, including St. Catharines Outlet Mall, Niagara Falls, and Niagara-on-the-Lake, this property offers both tranquility and accessibility. A beautiful home, ready for a beautiful family to move in-don't miss this incredible opportunity!
Estimate your monthly payments for this property
Estimated Payment
$3,334.32/mo
Includes CMHC insurance ($18,132)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
35 Colonel Lyall Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $591/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 29 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.