3 Gardiner Place, St. Catharines

Price: $549,000

3 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13161248

Welcome to 3 Gardiner Place, a home that invites you to live out your very own fairytale! From the moment you arrive, the striking Tudor architecture and storybook charm whisper of a magical pace of life and invite you to call this home your own. Step inside to a bright, freshly painted interior that acts as a luminous canvas for the home's classic soul. Soak in the character of the original hardwood floors, stunning wooden baseboards, and gracefully arched doorways. The heart of the home features an original, custom-designed kitchen that beautifully transports you to yesteryear while embracing modern life with its gas stove, stainless steel range hood, and built-in oven. This enchanting bungalow layout offers a gentle, convenient way of living. For young families, it weaves a cozy nest where little ones are always close; for those looking to downsize, it provides the serene comfort of effortless, stair-free living. The main floor boasts two peaceful bedrooms, each with its own closet, alongside a 4-piece bathroom beautifully reimagined (2026) with a new vanity, flooring, and shower head. The magic continues downstairs in the fully finished basement, unfolding into a spacious rec room, a third bedroom, an office, and a workshop. Complete with a separate entrance from the driveway, this lower level feels like a hidden haven, offering the perfect footprint for a sweet in-law suite or a savvy rental opportunity. Beyond your door, a lifestyle of convenience awaits. While you are just minutes from the vibrant boutique shops and dining of downtown St. Catharines and Fairview Mall, your home remains a quiet sanctuary. This is a tight-knit community of long-time owners where roots grow deep and neighbours stay for a lifetime. To top it all off, you are just a few doors down from Wolseley Avenue, famous for its breathtaking, centre-street garden beds that bloom like a living dream. Discover the magic of 3 Gardiner Place and step into the lifestyle you've always dreamed of.

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$549,000 - 3 Gardiner Place, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 451 - Downtown

3Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13161248
Property Type
Detached
Status
active
Days on Site
28
Bedrooms
3
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Welcome to 3 Gardiner Place, a home that invites you to live out your very own fairytale! From the moment you arrive, the striking Tudor architecture and storybook charm whisper of a magical pace of life and invite you to call this home your own. Step inside to a bright, freshly painted interior that acts as a luminous canvas for the home's classic soul. Soak in the character of the original hardwood floors, stunning wooden baseboards, and gracefully arched doorways. The heart of the home features an original, custom-designed kitchen that beautifully transports you to yesteryear while embracing modern life with its gas stove, stainless steel range hood, and built-in oven. This enchanting bungalow layout offers a gentle, convenient way of living. For young families, it weaves a cozy nest where little ones are always close; for those looking to downsize, it provides the serene comfort of effortless, stair-free living. The main floor boasts two peaceful bedrooms, each with its own closet, alongside a 4-piece bathroom beautifully reimagined (2026) with a new vanity, flooring, and shower head. The magic continues downstairs in the fully finished basement, unfolding into a spacious rec room, a third bedroom, an office, and a workshop. Complete with a separate entrance from the driveway, this lower level feels like a hidden haven, offering the perfect footprint for a sweet in-law suite or a savvy rental opportunity. Beyond your door, a lifestyle of convenience awaits. While you are just minutes from the vibrant boutique shops and dining of downtown St. Catharines and Fairview Mall, your home remains a quiet sanctuary. This is a tight-knit community of long-time owners where roots grow deep and neighbours stay for a lifetime. To top it all off, you are just a few doors down from Wolseley Avenue, famous for its breathtaking, centre-street garden beds that bloom like a living dream. Discover the magic of 3 Gardiner Place and step into the lifestyle you've always dreamed of.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,816.65/mo

Includes CMHC insurance ($15,317)

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5-yr fixed avg.

Principal: $494,100Interest: $335,579
Mortgage Amount$509,417
Total Interest$335,579
Est. Property Tax$389/mo
Total Cost$844,996

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3 Gardiner Place, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.0%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$389
Insurance (est.)-$114
Net Cash Flow+$2,297

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $784/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    3 Gardiner Place, St. Catharines | $549,000 | Battaglia Team