28 Silverdale Drive, St. Catharines

Price: $859,900

5 bedrooms, 3 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13206992

Set in a highly desirable North St. Catharines neighbourhood, this thoughtfully renovated backsplit home backs directly onto Realty Park - a rare find that brings everyday green space, a playground, and open sky right to your back door. A private gate in the fence gives you direct access to the park and connects seamlessly to Walker's Creek Trail, meaning morning walks, after-school playground runs, and weekend trail rides are steps away without ever touching a sidewalk. Completely remodelled in 2021, the interior is finished with high-end engineered hardwood flooring and quartz countertops throughout - no mixed materials, no shortcuts. The main level is open-concept with a well-proportioned kitchen, dining, and living area that gets strong natural light throughout the day. Upstairs holds three comfortable bedrooms and a full five-piece bathroom. The lower level adds a fourth bedroom and a large family room - either kids' space, a home office, or a guest suite - plus a three-piece bath. The basement level completes the layout with a rec room, a four-piece bathroom, a laundry room and a fifth bedroom - flexible enough for a gym, activity room, or multi-generational living. Outside, the backyard is quiet and private, with park views and no rear neighbours. An attached garage and private driveway complete the package. Groceries, medical care, fitness, and dining are all three minutes away. The QEW, Fairview Mall, and the Lake Ontario waterfront are all within five minutes. This is a home that works hard for daily life - book a private showing to see it for yourself. Picture a Saturday morning - coffee in hand, kids already through the back gate before you've finished breakfast. The backyard opens directly onto Realty Park through a private fence gate. No sidewalk, no road, just grass, open sky, a playground, and Walker's Creek Trail stretching out in both directions. After school, that same gate means twenty minutes of fresh air before dinner without a second thought.

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$859,900 - 28 Silverdale Drive, St. Catharines

Detached for Sale in St. Catharines

5Beds
3Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13206992
Property Type
Detached
Status
active
Days on Site
16
Bedrooms
5
Bathrooms
3
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Set in a highly desirable North St. Catharines neighbourhood, this thoughtfully renovated backsplit home backs directly onto Realty Park - a rare find that brings everyday green space, a playground, and open sky right to your back door. A private gate in the fence gives you direct access to the park and connects seamlessly to Walker's Creek Trail, meaning morning walks, after-school playground runs, and weekend trail rides are steps away without ever touching a sidewalk. Completely remodelled in 2021, the interior is finished with high-end engineered hardwood flooring and quartz countertops throughout - no mixed materials, no shortcuts. The main level is open-concept with a well-proportioned kitchen, dining, and living area that gets strong natural light throughout the day. Upstairs holds three comfortable bedrooms and a full five-piece bathroom. The lower level adds a fourth bedroom and a large family room - either kids' space, a home office, or a guest suite - plus a three-piece bath. The basement level completes the layout with a rec room, a four-piece bathroom, a laundry room and a fifth bedroom - flexible enough for a gym, activity room, or multi-generational living. Outside, the backyard is quiet and private, with park views and no rear neighbours. An attached garage and private driveway complete the package. Groceries, medical care, fitness, and dining are all three minutes away. The QEW, Fairview Mall, and the Lake Ontario waterfront are all within five minutes. This is a home that works hard for daily life - book a private showing to see it for yourself. Picture a Saturday morning - coffee in hand, kids already through the back gate before you've finished breakfast. The backyard opens directly onto Realty Park through a private fence gate. No sidewalk, no road, just grass, open sky, a playground, and Walker's Creek Trail stretching out in both directions. After school, that same gate means twenty minutes of fresh air before dinner without a second thought.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,411.73/mo

Includes CMHC insurance ($23,991)

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5-yr fixed avg.

Principal: $773,910Interest: $525,619
Mortgage Amount$797,901
Total Interest$525,619
Est. Property Tax$609/mo
Total Cost$1,323,520

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

28 Silverdale Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$609
Insurance (est.)-$179
Net Cash Flow+$2,812

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1228/sqft, this property is priced above the St. Catharines average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Market Position

At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    28 Silverdale Drive, St. Cathar… — $859,900 | Battaglia Team