27 Oakdale Avenue, St. Catharines

Price: $499,000

5 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Multi-Family

MLS#: X12940914

Fully renovated legal duplex rebuilt from the studs up by Caramel Homes with modern finishes throughout. Features two bright 2-bed, 1-bath units (main & upper + main & lower), ideal for house hackers, investors, or multi-generational living. Situated on a oversized 39x132 ft lot, the zoning allows for future expansion including the potential for a garden suite or garage-top apartment, unlocking exceptional long-term value. Located in the revitalizing Oakdale community steps to transit, major plazas, schools, downtown St. Catharines, Brock University, and with quick access to the QEW & Hwy 406. A rare turnkey opportunity offering immediate income with multiple paths for future growth.

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$499,000 - 27 Oakdale Avenue, St. Catharines

Multi-Family for Sale in St. Catharines

80 days on market
5Beds
2Baths
1,100 - 1,499Sq Ft
Multi-Family
Property Details
MLS Number
X12940914
Property Type
Multi-Family
Status
active
Days on Site
80
Bedrooms
5
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX PROFESSIONALS INC.
Description

Fully renovated legal duplex rebuilt from the studs up by Caramel Homes with modern finishes throughout. Features two bright 2-bed, 1-bath units (main & upper + main & lower), ideal for house hackers, investors, or multi-generational living. Situated on a oversized 39x132 ft lot, the zoning allows for future expansion including the potential for a garden suite or garage-top apartment, unlocking exceptional long-term value. Located in the revitalizing Oakdale community steps to transit, major plazas, schools, downtown St. Catharines, Brock University, and with quick access to the QEW & Hwy 406. A rare turnkey opportunity offering immediate income with multiple paths for future growth.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,560.13/mo

Includes CMHC insurance ($13,922)

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5%10%50%

5-yr fixed avg.

Principal: $449,100Interest: $305,016
Mortgage Amount$463,022
Total Interest$305,016
Est. Property Tax$353/mo
Total Cost$768,039

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

27 Oakdale Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
7.6%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$353
Insurance (est.)-$104
Net Cash Flow+$3,143

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 80 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    27 Oakdale Avenue, St. Catharines | $499,000 | Battaglia Team