265 Waterloo Avenue, Guelph

Price: $729,000

3 bedrooms, 1 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13457100

Welcome to 265 Waterloo Avenue, a beautifully preserved red-brick century home offering the perfect blend of historic charm and thoughtful modern updates. Built in 1905, this inviting two-storey features 3 bedrooms, 1 bathroom, and character that is increasingly difficult to find. Step inside and be greeted by stunning original hardwood floors, rich woodwork, and timeless architectural details that showcase the home's heritage. The heart of the home is the custom-designed kitchen, where style and functionality come together beautifully. Quality cabinetry, ample workspace, and a striking exposed brick accent wall offers warmth, character, and a unique backdrop for everyday living and entertaining. At the rear of the home, you'll find a bright and versatile two-season sunroom overlooking the gardens. This cozy space is perfect for enjoying your morning coffee, reading a book, or unwinding while taking in views of the backyard. For buyers seeking additional functionality, this area offers potential for a future main-floor bathroom. Extensive mechanical updates, including electrical and plumbing improvements, provide peace of mind while maintaining the home's original charm. Upstairs, three comfortable bedrooms offer space for families, guests, or a home office. Outside, the property truly shines. The detached garage/workshop is ideal for hobbyists, extra storage, or creative projects. The spectacular backyard is a gardener's dream, featuring mature trees, established perennial gardens, vibrant landscaping, and multiple areas to relax or entertain. Whether hosting summer gatherings or enjoying a quiet evening outdoors, this private oasis offers an exceptional outdoor lifestyle. Located in one of Guelph's most established and sought-after neighbourhoods, close to parks, schools, downtown amenities, and trails, this exceptional century home presents a rare opportunity to enjoy character, craftsmanship, modern updates, and an incredible outdoor retreat all in one property.

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active
New Listing
1/39

$729,000 - 265 Waterloo Avenue, Guelph

Detached for Sale in Guelph

New — Listed yesterday
3Beds
1Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13457100
Property Type
Detached
Status
active
Days on Site
1
Bedrooms
3
Bathrooms
1
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Guelph
Listing Brokerage
Royal LePage Royal City Realty
Description

Welcome to 265 Waterloo Avenue, a beautifully preserved red-brick century home offering the perfect blend of historic charm and thoughtful modern updates. Built in 1905, this inviting two-storey features 3 bedrooms, 1 bathroom, and character that is increasingly difficult to find. Step inside and be greeted by stunning original hardwood floors, rich woodwork, and timeless architectural details that showcase the home's heritage. The heart of the home is the custom-designed kitchen, where style and functionality come together beautifully. Quality cabinetry, ample workspace, and a striking exposed brick accent wall offers warmth, character, and a unique backdrop for everyday living and entertaining. At the rear of the home, you'll find a bright and versatile two-season sunroom overlooking the gardens. This cozy space is perfect for enjoying your morning coffee, reading a book, or unwinding while taking in views of the backyard. For buyers seeking additional functionality, this area offers potential for a future main-floor bathroom. Extensive mechanical updates, including electrical and plumbing improvements, provide peace of mind while maintaining the home's original charm. Upstairs, three comfortable bedrooms offer space for families, guests, or a home office. Outside, the property truly shines. The detached garage/workshop is ideal for hobbyists, extra storage, or creative projects. The spectacular backyard is a gardener's dream, featuring mature trees, established perennial gardens, vibrant landscaping, and multiple areas to relax or entertain. Whether hosting summer gatherings or enjoying a quiet evening outdoors, this private oasis offers an exceptional outdoor lifestyle. Located in one of Guelph's most established and sought-after neighbourhoods, close to parks, schools, downtown amenities, and trails, this exceptional century home presents a rare opportunity to enjoy character, craftsmanship, modern updates, and an incredible outdoor retreat all in one property.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,740.15/mo

Includes CMHC insurance ($20,339)

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5-yr fixed avg.

Principal: $656,100Interest: $445,605
Mortgage Amount$676,439
Total Interest$445,605
Est. Property Tax$516/mo
Total Cost$1,122,044

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Guelph

Discover Guelph

Guelph is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Guelph

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Guelph offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

265 Waterloo Avenue, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$516
Insurance (est.)-$152
Net Cash Flow+$2,132

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $663/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Guelph's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,038 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    265 Waterloo Avenue, Guelph | $729,000 | Battaglia Team