25 Edmund Street, St. Catharines

Price: $759,000

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13141818

Offering over 1,800 sq ft of living space, a double car garage, and an oversized private lot, this thoughtfully renovated 2-storey home delivers a rare combination of space and privacy - Tucked quietly within one of the city's most established residential pockets, where mature trees and peaceful street create a completely different feeling from the typical Downtown experience. Walking in, you're welcomed by a bright open foyer with convenient indoor access to the garage, an oversized dining area, and warm natural light flowing throughout the home. The beautifully renovated kitchen becomes the true heart of the home, featuring a massive centre island, modern appliances, gas range, and open-concept living spaces - all seamlessly leading out to the expansive backyard surrounded by mature trees and privacy. Upstairs offers generously sized bedrooms including a spacious primary retreat with walk-in closet; while the finished basement with Separate Entrance, a second kitchen, additional living space, and second laundry setup creates potential for multi-generational living. 25 Edmund Street blends modern comfort with the functionality today's families are searching for. All while being minutes to downtown dining, cafés, local restaurants, parks, Harriet Tubman Public School, shopping, public transit, Highway 406, QEW access, and everyday amenities.

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$759,000 - 25 Edmund Street, St. Catharines

Detached for Sale in St. Catharines

5Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13141818
Property Type
Detached
Status
active
Days on Site
30
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
EXP REALTY
Description

Offering over 1,800 sq ft of living space, a double car garage, and an oversized private lot, this thoughtfully renovated 2-storey home delivers a rare combination of space and privacy - Tucked quietly within one of the city's most established residential pockets, where mature trees and peaceful street create a completely different feeling from the typical Downtown experience. Walking in, you're welcomed by a bright open foyer with convenient indoor access to the garage, an oversized dining area, and warm natural light flowing throughout the home. The beautifully renovated kitchen becomes the true heart of the home, featuring a massive centre island, modern appliances, gas range, and open-concept living spaces - all seamlessly leading out to the expansive backyard surrounded by mature trees and privacy. Upstairs offers generously sized bedrooms including a spacious primary retreat with walk-in closet; while the finished basement with Separate Entrance, a second kitchen, additional living space, and second laundry setup creates potential for multi-generational living. 25 Edmund Street blends modern comfort with the functionality today's families are searching for. All while being minutes to downtown dining, cafés, local restaurants, parks, Harriet Tubman Public School, shopping, public transit, Highway 406, QEW access, and everyday amenities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,894.06/mo

Includes CMHC insurance ($21,176)

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5%10%50%

5-yr fixed avg.

Principal: $683,100Interest: $463,943
Mortgage Amount$704,276
Total Interest$463,943
Est. Property Tax$538/mo
Total Cost$1,168,219

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

25 Edmund Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
4.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$538
Insurance (est.)-$158
Net Cash Flow+$2,904

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $506/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    25 Edmund Street, St. Catharines | $759,000 | Battaglia Team