$509,900 - 243 Geneva Street, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13222194
- Property Type
- Detached
- Status
- active
- Days on Site
- 18
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 4,515 sqft
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Fully renovated from top to bottom, this exceptional home showcases a seamless blend of modern finishes and thoughtful design, offering both style and everyday functionality. The main floor features a bright, open-concept layout that effortlessly connects the contemporary kitchen, dining area, and welcoming living room-creating an ideal setting for both daily living and entertaining. The living space is anchored by a cozy fireplace, adding warmth and character. From here, step out to the fully fenced backyard, where a brand-new deck (Summer 2024) provides the perfect backdrop for summer barbecues, family gatherings, or simply unwinding outdoors. A practical mudroom enhances the home's functionality, offering additional storage and convenience for busy households.Upstairs, you'll find three generously sized bedrooms, each offering ample natural light and comfortable living space. The beautifully updated 4-piece bathroom is designed with relaxation in mind, featuring a luxurious soaking tub that creates a spa-like atmosphere.The fully finished basement extends the home's versatility, making it ideal for growing families or multi-functional use. It includes a cozy bedroom (perfectly suited for a twin bed), a bright den that can easily serve as a home office, study area, or playroom, a well-appointed 3-piece bathroom, a spacious recreation room for additional living or entertainment space, and a dedicated laundry area for added convenience.Situated in a highly desirable and family-friendly neighbourhood, this home is just minutes from Fairview Mall, community centres, public transit, parks, and playgrounds. Offering a perfect balance of comfort, style, and accessibility, this move-in-ready property is an excellent opportunity for families, professionals, or anyone seeking modern living in a prime location.
Estimate your monthly payments for this property
Estimated Payment
$2,616.05/mo
Includes CMHC insurance ($14,226)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
243 Geneva Street, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $728/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.