23 Northdale Drive, St. Catharines

Price: $649,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13131964

Welcome to 23 Northdale Ave in St. Catharines; a charming 1.5 storey home offering comfort, flexibility, and exceptional value in the desirable north end of the city. Featuring 3 bedrooms and 2 full bathrooms, this property is ideal for families or multigenerational living. The main floor showcases luxury vinyl plank flooring throughout and a beautifully updated kitchen (2020) complete with ample cabinetry, a functional layout, and a bright dining area ideal for everyday living. The spacious living room is filled with natural light from the large picture window, creating the perfect space for relaxing or entertaining. The main level also includes a generously sized bedroom, an updated 4 piece bathroom (2020), and a cozy sitting area overlooking the backyard with direct access to the outdoor space; perfect for summer BBQs and gatherings. Upstairs, you'll find two additional bedrooms and added versatility for growing families, guests, or an office space. The basement adds even more functional living space with a comfortable rec room, dedicated office area or extra bedroom, and a convenient 3 piece bathroom. A standout feature of this property is the separate access above the heated double garage, complete with its own fenced green space, offering exciting potential for an accessory dwelling unit (ADU), in-law suite, or income generating opportunity. Step outside to enjoy the huge fully fenced backyard with plenty of room to enjoy, space for gardening, and a storage shed for all your outdoor essentials. Conveniently located just minutes from shopping, schools, parks, and quick access to the QEW, this home combines comfort, convenience, and future potential. Don't miss your opportunity to make this property Your Niagara Home.

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$649,900 - 23 Northdale Drive, St. Catharines

Detached for Sale in St. Catharines

35 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13131964
Property Type
Detached
Status
active
Days on Site
35
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX GARDEN CITY REALTY INC.
Description

Welcome to 23 Northdale Ave in St. Catharines; a charming 1.5 storey home offering comfort, flexibility, and exceptional value in the desirable north end of the city. Featuring 3 bedrooms and 2 full bathrooms, this property is ideal for families or multigenerational living. The main floor showcases luxury vinyl plank flooring throughout and a beautifully updated kitchen (2020) complete with ample cabinetry, a functional layout, and a bright dining area ideal for everyday living. The spacious living room is filled with natural light from the large picture window, creating the perfect space for relaxing or entertaining. The main level also includes a generously sized bedroom, an updated 4 piece bathroom (2020), and a cozy sitting area overlooking the backyard with direct access to the outdoor space; perfect for summer BBQs and gatherings. Upstairs, you'll find two additional bedrooms and added versatility for growing families, guests, or an office space. The basement adds even more functional living space with a comfortable rec room, dedicated office area or extra bedroom, and a convenient 3 piece bathroom. A standout feature of this property is the separate access above the heated double garage, complete with its own fenced green space, offering exciting potential for an accessory dwelling unit (ADU), in-law suite, or income generating opportunity. Step outside to enjoy the huge fully fenced backyard with plenty of room to enjoy, space for gardening, and a storage shed for all your outdoor essentials. Conveniently located just minutes from shopping, schools, parks, and quick access to the QEW, this home combines comfort, convenience, and future potential. Don't miss your opportunity to make this property Your Niagara Home.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,334.32/mo

Includes CMHC insurance ($18,132)

$
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5%10%50%

5-yr fixed avg.

Principal: $584,910Interest: $397,255
Mortgage Amount$603,042
Total Interest$397,255
Est. Property Tax$460/mo
Total Cost$1,000,297

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

23 Northdale Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$2,205

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $591/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 35 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    23 Northdale Drive, St. Catharines | $649,900 | Battaglia Team