$460,000 - 223 Niagara Street, St. Catharines
Detached for Sale in St. Catharines
108 days on market- MLS Number
- X12697804
- Property Type
- Detached
- Status
- active
- Days on Site
- 108
- Bedrooms
- 6
- Bathrooms
- 3
- Square Feet
- 3,000 - 3,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to this stunning and expansive 2-story home, perfect for first-time homebuyers or large multi-family households! This versatile property offers: **5+ Bedrooms: Ample space for a growing family or multiple tenants. **3+ Bathrooms:Convenience and comfort with multiple bathrooms. **3 Kitchens: Fully-equipped kitchens one on each level, ideal for rental opportunities or extended family. **Hardwood/Laminate Floors: flooring throughout the home. Hardwood under the carpets on second floor **Close to All Amenities: Enjoy the convenience of nearby shopping, dining, schools, and public transportation. **Large Yard:** Perfect for outdoor activities, gardening, or entertaining. **Driveway with Lots of Parking:** No more parking hassles with ample space for multiple vehicles. Features **Main Level:** Spacious living area, 2 bedrooms, 1 bathroom, and a full kitchen. **Upper Level:** 3 additional bedrooms, 1 bathroom, and a second full kitchen. **Possible Basement Apartment:** Features a third kitchen, additional living space, and a bathroom - an excellent rental opportunity. **Outdoor Space:** The large yard provides plenty of room for kids to play and for family gatherings. **Parking:** Driveway fits multiple cars, ensuring ample parking for residents and guests. This home offers unmatched flexibility and potential for additional income, making it an excellent investment for first-time buyers or those seeking a multi-generational living arrangement. **Don't miss out on this unique opportunity! Schedule a viewing today and imagine the possibilities!**
Estimate your monthly payments for this property
Estimated Payment
$2,360.04/mo
Includes CMHC insurance ($12,834)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
223 Niagara Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $153/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 108 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Larger Home Realities
At 3,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.