221 Delbert Circle, Whitchurch-Stouffville

Price: $1,149,000

3 bedrooms, 4 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: N12986140

Charming 3-bedroom home sits on a desirable corner lot in the sought-after Whitchurch-Stouffville area. The property features a bright and functional layout, generously sized bedrooms with plenty of natural light throughout. Expansive backyard fenced with interlock and lawn area, provides endless possibilities for entertaining, gardening, or simply relaxing in your own private outdoor retreat. Indoor upgrades included Italian Ceramic Tile on main floor, LED pot lights, alarm system, newly renovated bathrooms, quartz counters, finished basement with surround sound speaker rough-in, newer insulated garage door. This home perfectly blends comfort, convenience, and outdoor living.

221 Delbert Circle - Detached photo 1 of 26 in Whitchurch-Stouffville, Ontario
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$1,149,000 - 221 Delbert Circle, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

35 days on market
3Beds
4Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
N12986140
Property Type
Detached
Status
active
Days on Site
35
Bedrooms
3
Bathrooms
4
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
CENTURY 21 KING`S QUAY REAL ESTATE INC.
Description

Charming 3-bedroom home sits on a desirable corner lot in the sought-after Whitchurch-Stouffville area. The property features a bright and functional layout, generously sized bedrooms with plenty of natural light throughout. Expansive backyard fenced with interlock and lawn area, provides endless possibilities for entertaining, gardening, or simply relaxing in your own private outdoor retreat. Indoor upgrades included Italian Ceramic Tile on main floor, LED pot lights, alarm system, newly renovated bathrooms, quartz counters, finished basement with surround sound speaker rough-in, newer insulated garage door. This home perfectly blends comfort, convenience, and outdoor living.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,082.41/mo

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5-yr fixed avg.

Principal: $919,200Interest: $605,524
Mortgage Amount$919,200
Total Interest$605,524
Est. Property Tax$814/mo
Total Cost$1,524,724

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

221 Delbert Circle, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
1.8%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$814
Insurance (est.)-$239
Net Cash Flow+$1,747

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $766/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 35 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,788 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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