2188 Ferguson Street, Innisfil

Price: $649,000

4 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Townhouse

MLS#: N13443446

Welcome to this lovely, impeccably maintained townhome nestled in a sought-after family-friendly neighborhood in the heart of Alcona. Ideally located close to schools, parks, shopping, restaurants, the recreation center, library, and the beautiful shores of Lake Simcoe, this home offers an exceptional blend of comfort, convenience, and lifestyle. The bright, spacious and updated eat-in kitchen features a walkout to a fully fenced backyard backing onto parkland, providing a private setting for outdoor entertaining, children, and pets. The open-concept living and dining area is warm and inviting. Upstairs, the generous primary bedroom offers convenient semi-ensuite access. The finished lower level adds valuable living space with an extra bedroom, a 4-piece bathroom, a kitchen and a good-sized laundry room. Complete with a garage and rare side-by-side driveway parking, this well-cared-for home is move-in ready and shows beautifully. A fantastic opportunity for first-time buyers, young families, downsizers, or investors seeking a home in one of Innisfil's most desirable lakefront communities.

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active
New Listing
1/44

$649,000 - 2188 Ferguson Street, Innisfil

Townhouse for Sale in Innisfil

New — Listed yesterday
4Beds
3Baths
1,100 - 1,499Sq Ft
Townhouse
Property Details
MLS Number
N13443446
Property Type
Townhouse
Status
active
Days on Site
1
Bedrooms
4
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Innisfil
Listing Brokerage
REAL ESTATE HOMEWARD
Description

Welcome to this lovely, impeccably maintained townhome nestled in a sought-after family-friendly neighborhood in the heart of Alcona. Ideally located close to schools, parks, shopping, restaurants, the recreation center, library, and the beautiful shores of Lake Simcoe, this home offers an exceptional blend of comfort, convenience, and lifestyle. The bright, spacious and updated eat-in kitchen features a walkout to a fully fenced backyard backing onto parkland, providing a private setting for outdoor entertaining, children, and pets. The open-concept living and dining area is warm and inviting. Upstairs, the generous primary bedroom offers convenient semi-ensuite access. The finished lower level adds valuable living space with an extra bedroom, a 4-piece bathroom, a kitchen and a good-sized laundry room. Complete with a garage and rare side-by-side driveway parking, this well-cared-for home is move-in ready and shows beautifully. A fantastic opportunity for first-time buyers, young families, downsizers, or investors seeking a home in one of Innisfil's most desirable lakefront communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,329.71/mo

Includes CMHC insurance ($18,107)

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5-yr fixed avg.

Principal: $584,100Interest: $396,705
Mortgage Amount$602,207
Total Interest$396,705
Est. Property Tax$460/mo
Total Cost$998,912

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

2188 Ferguson Street, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
4.3%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$460
Insurance (est.)-$135
Net Cash Flow+$2,305

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $590/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Innisfil's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Townhouse Benefits

Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Innisfil have shown strong appreciation as families seek more space.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Innisfil. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,704 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    2188 Ferguson Street, Innisfil — $649,000 | Battaglia Team