2038 St Johns Road, Innisfil

Price: $559,999

3 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: N12981278

Situated on a rare 60 x 207 ft lot in the heart of Innisfil, this 3-bedroom home offers an exceptional opportunity for families, investors, or future development in a rapidly growing area. Combining a functional layout with expansive outdoor space, the property delivers both immediate livability and long-term potential.Inside, you'll find three well-sized bedrooms, a bright and inviting living area, and a practical floor plan ideal for everyday living or rental income. The standout feature is the deep, private backyard with walkout access-perfect for entertaining, gardening, or exploring future expansion possibilities.Located just minutes from Innisfil Beach, Lake Simcoe, parks, schools, shopping, and the community centre, this property offers both convenience and lifestyle appeal.An excellent opportunity to invest, renovate, or build in one of Inisfil's most desirable and evolving neighbourhoods.Possibility to build multiplex residential apartment building, buyer to verify with township. Property being sold in "as-is, where-is" condition under Mortgagee in Possession

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$559,999 - 2038 St Johns Road, Innisfil

Detached for Sale in Innisfil

70 days on market
3Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
N12981278
Property Type
Detached
Status
active
Days on Site
70
Bedrooms
3
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Innisfil
Lot Size
12,606 sqft
Listing Brokerage
ROYAL LEPAGE TERREQUITY REALTY
Description

Situated on a rare 60 x 207 ft lot in the heart of Innisfil, this 3-bedroom home offers an exceptional opportunity for families, investors, or future development in a rapidly growing area. Combining a functional layout with expansive outdoor space, the property delivers both immediate livability and long-term potential.Inside, you'll find three well-sized bedrooms, a bright and inviting living area, and a practical floor plan ideal for everyday living or rental income. The standout feature is the deep, private backyard with walkout access-perfect for entertaining, gardening, or exploring future expansion possibilities.Located just minutes from Innisfil Beach, Lake Simcoe, parks, schools, shopping, and the community centre, this property offers both convenience and lifestyle appeal.An excellent opportunity to invest, renovate, or build in one of Inisfil's most desirable and evolving neighbourhoods.Possibility to build multiplex residential apartment building, buyer to verify with township. Property being sold in "as-is, where-is" condition under Mortgagee in Possession

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,873.08/mo

Includes CMHC insurance ($15,624)

$
$
5%10%50%

5-yr fixed avg.

Principal: $503,999Interest: $342,302
Mortgage Amount$519,623
Total Interest$342,302
Est. Property Tax$397/mo
Total Cost$861,925

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

2038 St Johns Road, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
4.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$397
Insurance (est.)-$117
Net Cash Flow+$2,286

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $800/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 70 days on site, this property has exceeded the typical selling timeline for Innisfil. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,333 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    2038 St Johns Road, Innisfil | $559,999 | Battaglia Team