20 Speers Road Unit 304, Oakville

Price: $400,000

1 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Condo

MLS#: W13419150

***SELLER WILL PAY 1 FULL YEAR OF CONDO FEES UPON CLOSING! ***Nestled between Sixteen Mile Creek and the vibrant Kerr Village, this spacious condo offers a rare blend of nature, walkability, and downtown convenience.Just a 10-minute walk to Oakville GO Station and minutes to the QEW. In close proximity to Sheridan College and public transit. Walkable to groceries, shops, cafés, and green spaces.Whether you're commuting to Toronto, heading to campus, or simply looking for a more walkable lifestyle, this home delivers low-maintenance living in one of Oakville's most accessible neighbourhoods.Inside, the bright open-concept layout features large wall-to-wall windows, a cozy gas fireplace, and a walkout to a private balcony overlooking mature trees. At 731 sq ft, the space is noticeably larger than many newer one-bedroom units. Recent upgrades include brand-new bedroom flooring (March 2026), an in-suite controlled heating/cooling system (Feb. 2022), and fresh paint throughout for a clean, move-in-ready feeling. Underground parking and a dedicated storage locker are also included.Step outside and you're just 1 km to downtown Oakville, known for boutique shopping, upscale cafés, and dining, with the lake and dog-friendly parks all within walking distance.Whether you're a first-time buyer, student, commuter, or simply downsizing, this light-filled condo will deliver the space, convenience, and value that you seek.

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active
New Listing
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$400,000 - 20 Speers Road Unit 304, Oakville

Condo for Sale in Oakville

New — Listed yesterday
1Beds
1Baths
700 - 1,099Sq Ft
Condo
Property Details
MLS Number
W13419150
Property Type
Condo
Status
active
Days on Site
1
Bedrooms
1
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Oakville
Locker
Exclusive
Exposure
North West
Balcony
Open
Listing Brokerage
Century 21 Miller Real Estate Ltd.
Description

***SELLER WILL PAY 1 FULL YEAR OF CONDO FEES UPON CLOSING! ***Nestled between Sixteen Mile Creek and the vibrant Kerr Village, this spacious condo offers a rare blend of nature, walkability, and downtown convenience.Just a 10-minute walk to Oakville GO Station and minutes to the QEW. In close proximity to Sheridan College and public transit. Walkable to groceries, shops, cafés, and green spaces.Whether you're commuting to Toronto, heading to campus, or simply looking for a more walkable lifestyle, this home delivers low-maintenance living in one of Oakville's most accessible neighbourhoods.Inside, the bright open-concept layout features large wall-to-wall windows, a cozy gas fireplace, and a walkout to a private balcony overlooking mature trees. At 731 sq ft, the space is noticeably larger than many newer one-bedroom units. Recent upgrades include brand-new bedroom flooring (March 2026), an in-suite controlled heating/cooling system (Feb. 2022), and fresh paint throughout for a clean, move-in-ready feeling. Underground parking and a dedicated storage locker are also included.Step outside and you're just 1 km to downtown Oakville, known for boutique shopping, upscale cafés, and dining, with the lake and dog-friendly parks all within walking distance.Whether you're a first-time buyer, student, commuter, or simply downsizing, this light-filled condo will deliver the space, convenience, and value that you seek.

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Estimate your monthly payments for this property

Estimated Payment

$2,052.21/mo

Includes CMHC insurance ($11,160)

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5-yr fixed avg.

Principal: $360,000Interest: $244,502
Mortgage Amount$371,160
Total Interest$244,502
Est. Property Tax$283/mo
Total Cost$615,662

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oakville

Discover Oakville

Oakville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oakville

  • Convenient location in Oakville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Oakville Trafalgar High SchoolPublic High School
Iroquois Ridge High SchoolPublic High School
Holy Trinity Catholic Secondary SchoolCatholic High School
Abbey Park High SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oakville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Speers Road Unit 304, Oakville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$1,800/mo
Range: $1,530 - $2,070
Cap Rate (ROI)
2.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$1,800
Maintenance Fees-$455
Property Tax (est.)-$283
Insurance (est.)-$83
Net Cash Flow+$979

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $571/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Oakville's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Oakville Premium

Oakville commands premium prices for good reasons: top-rated schools, waterfront access, charming downtown, and affluent community. Homes here hold value exceptionally well during market corrections. The trade-off is higher property taxes and home prices. If schools and lifestyle are priorities, Oakville delivers.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    20 Speers Road Unit 304, Oakvil… — $400,000 | Battaglia Team