20 Speers Road Unit 103, Oakville

Price: $399,900

1 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Condo

MLS#: W13004492

Spacious living in the heart of Kerr Village. Rarely offered and generously sized at over 730 sq. ft., this expansive one-bedroom suite delivers exceptional value in a market where many comparable units offer far less space. Enjoy a layout that comfortably accommodates full-sized furniture, distinct living and dining areas, and room to truly unwind. The spacious kitchen offers ample prep and storage space, perfect for cooking and entertaining, and flows seamlessly into the open-concept living area. Thoughtfully updated with modern, chic finishes, this ground-floor residence lives more like a bungalow than a condo. Floor-to-ceiling windows fill the home with natural light, while sleek laminate flooring, striking wood beam accents, and concrete-textured ceilings add warmth and character with a subtle industrial edge. Skip the elevator and step directly onto your private terrace, surrounded by mature trees for a peaceful, tucked-away retreat. Set just steps from the cafés, restaurants, and boutique shops of vibrant Kerr Village, and ideally positioned for commuters with easy access to the GO Station, QEW, and Oakville's lakefront. If you've been searching for a one-bedroom that offers both lifestyle and meaningful square footage, this suite delivers outstanding space, style, and value in one of Oakville's most walkable neighbourhoods.

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New Listing
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$399,900 - 20 Speers Road Unit 103, Oakville

Condo for Sale in Oakville

New — Listed 2 days ago
1Beds
1Baths
700 - 1,099Sq Ft
Condo
Property Details
MLS Number
W13004492
Property Type
Condo
Status
active
Days on Site
2
Bedrooms
1
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Oakville
Locker
Owned
Exposure
North West
Balcony
Open
Listing Brokerage
Rock Star Real Estate Inc., Brokerage
Description

Spacious living in the heart of Kerr Village. Rarely offered and generously sized at over 730 sq. ft., this expansive one-bedroom suite delivers exceptional value in a market where many comparable units offer far less space. Enjoy a layout that comfortably accommodates full-sized furniture, distinct living and dining areas, and room to truly unwind. The spacious kitchen offers ample prep and storage space, perfect for cooking and entertaining, and flows seamlessly into the open-concept living area. Thoughtfully updated with modern, chic finishes, this ground-floor residence lives more like a bungalow than a condo. Floor-to-ceiling windows fill the home with natural light, while sleek laminate flooring, striking wood beam accents, and concrete-textured ceilings add warmth and character with a subtle industrial edge. Skip the elevator and step directly onto your private terrace, surrounded by mature trees for a peaceful, tucked-away retreat. Set just steps from the cafés, restaurants, and boutique shops of vibrant Kerr Village, and ideally positioned for commuters with easy access to the GO Station, QEW, and Oakville's lakefront. If you've been searching for a one-bedroom that offers both lifestyle and meaningful square footage, this suite delivers outstanding space, style, and value in one of Oakville's most walkable neighbourhoods.

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Estimate your monthly payments for this property

Estimated Payment

$2,051.69/mo

Includes CMHC insurance ($11,157)

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5-yr fixed avg.

Principal: $359,910Interest: $244,441
Mortgage Amount$371,067
Total Interest$244,441
Est. Property Tax$283/mo
Total Cost$615,508

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Oakville

Discover Oakville

Oakville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Oakville

  • Convenient location in Oakville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Oakville Trafalgar High SchoolPublic High School
Iroquois Ridge High SchoolPublic High School
Holy Trinity Catholic Secondary SchoolCatholic High School
Abbey Park High SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Oakville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

20 Speers Road Unit 103, Oakville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$1,800/mo
Range: $1,530 - $2,070
Cap Rate (ROI)
2.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$1,800
Maintenance Fees-$455
Property Tax (est.)-$283
Insurance (est.)-$83
Net Cash Flow+$979

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $571/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Oakville's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Oakville Premium

Oakville commands premium prices for good reasons: top-rated schools, waterfront access, charming downtown, and affluent community. Homes here hold value exceptionally well during market corrections. The trade-off is higher property taxes and home prices. If schools and lifestyle are priorities, Oakville delivers.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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