$629,000 - 174 Martindale Road Unit 8, St. Catharines
Condo for Sale in St. Catharines
108 days on market- MLS Number
- X12688782
- Property Type
- Condo
- Status
- active
- Days on Site
- 108
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,000 sqft
- Neighbourhood
- St. Catharines
- Locker
- None
- Exposure
- North
- Balcony
- None
- Listing Brokerage
- RE/MAX HENDRIKS TEAM REALTY
End-unit bungalow tucked away at the end of a quiet street, this is truly one of the most desirable units in this enclave community. From the moment you step inside, you're welcomed by a spacious front foyer that flows seamlessly into the main living area. The living room features rich hardwood flooring and oversized windows that fill the space in natural light while offering views of the private backyard. Adjacent to the living room is a cozy dining area with elegant french doors that open to your own private deck, complete with a retractable power awning. The backyard also includes a grassy area ideal for pets or gardening. The kitchen overlooks the main living space and is outfitted with newer stainless steel appliances, offering both function and style. The main floor includes two well-appointed bedrooms. The primary bedroom overlooks the peaceful backyard, while the front bedroom (previously used as a secondary living space) offers a charming view of the front yard through its large bay window. These bedrooms share a stylish four-piece bathroom with granite countertops. A thoughtfully designed laundry room with plenty of storage completes the main floor. The fully finished lower level adds additional living space, featuring fresh paint, updated flooring and California shutters. This level includes an expansive rec room, third bedroom with a double closet, three-piece bathroom and a versatile craft or hobby room. The low monthly maintenance fees include water, lawn care, snow removal, exterior maintenance (including roof and windows) and more, offering exceptional value and peace of mind. If you're looking for a well-maintained move-in ready home with minimal upkeep this is a perfect opportunity to enjoy carefree living.
Estimate your monthly payments for this property
Estimated Payment
$3,227.10/mo
Includes CMHC insurance ($17,549)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
174 Martindale Road Unit 8, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $629/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 108 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,621 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.