$1,599,000 - 164A Lakeshore Road, St. Catharines
Detached for Sale in St. Catharines
- MLS Number
- X13207952
- Property Type
- Detached
- Status
- active
- Days on Site
- 16
- Bedrooms
- 5
- Bathrooms
- 4
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Set against the backdrop of a peaceful ravine, 164A Lakeshore Road offers a way of living that feels connected to nature and shaped around everyday comfort. The exterior carries a quiet elegance, with a multi-level layout that follows the landscape with intention. Tiered decks extend toward the ravine and capture shifting light throughout the day, while the inground pool rests among mature trees and bamboo accents. Perennials add beauty with minimal upkeep, creating surroundings that feel effortless through every season. Inside, light moves across tall windows from sunrise into evening, guiding you through 3,235sqft of finished living space. The foyer opens into the great room, where height, warmth, and natural light anchor the home. The living area surrounds the fireplace and flows into the dining space and kitchen. Double built-in ovens, a glass cooktop, a bespoke smart fridge, skylight, and a walk-out to the upper deck all contribute to a kitchen designed for gathering. The primary suite offers expansive windows, a walk-in closet, a 5-piece ensuite, and a private walk-out. A second bedroom, 4-piece bath, laundry, and pantry complete the main level. The lower level has flexibility with separate entrances and two distinct living areas, ideal for multigenerational living, guest quarters, a home business, or income potential. The in-law suite features a family room with a fireplace, a kitchenette, and a bedroom with an ensuite. A second wing boasts a rec room, full kitchen, two bedrooms, and a spa-inspired bath with a rain shower and body jets. An additional 435sqft unfinished basement area provides excellent storage. Major updates include AC (2026), pool liner (2018), and a retaining wall (2016). The home also provides 200amp service, two pony panels, a 240amp hot tub hookup, and a Navien tankless system (2020) servicing the home and pool. Surrounded by nature yet moments from everyday conveniences, this home offers a lifestyle that feels elevated and grounded.
Estimate your monthly payments for this property
Estimated Payment
$7,072.92/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
164A Lakeshore Road, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $640/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $6,663 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.