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Multi-Family for Sale in St. Catharines
108 days on market- MLS Number
- X12455533
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 108
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Perfect little Side by Side, Semi style DUPLEX for A FIRST TIME BUYER or First time Investor. Collect two rents or Live in One Unit and Rent out the other to help reduce bills. Excellent Tenant rental or In- Law Apartment attached in rear. ADU. Have Mom or Dad live right next door! They / you will be comfortable in this little space as it is NEWLY RENOVATED and never lived in! The Main House is a Two Story Home with 2 Bedrooms up, Updated Bathroom and Kitchen and Flooring. Has partial basement for mechanicals and laundry. Updated Breaker Panel. Open living area with large living room and Kitchen has bay window area suitable for a dining or breakfast table. The secondary unit is a little Bachelor or Bachelorette Bungalow Attached at the rear. This unit has all been completely and newly renovated top to bottom including electrical and plumbing, complete new Kitchen and Bathroom! Never lived in and still has that new home appeal. A Tiny space but efficient and has access to the yard just like a little home. Building your own ADU is tricky - permits, zoning and mortgage issues, contractors, time and money can be saved just by purchasing this Home with add on unit already attached! Excellent DOWNSIZE option right in the city with Additional Income Unit attached. Great Walk Score here in the heart of the downtown core - you dont even need a car but we are located just minutes from the QEW and 420 Highways.
Estimate your monthly payments for this property
Estimated Payment
$2,111.21/mo
Includes CMHC insurance ($11,481)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
163 Welland Avenue, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $274/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 108 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.