1609 Eighth Avenue, St. Catharines

Price: $859,900

5 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X12643174

Welcome to a piece of Niagara history. This 1890-built farmhouse offers 2,355 square feet of character-filled living space on a peaceful rural property, right in the heart of Niagara Wine Country. With Hernder Estate Winery as your neighbour, you'll enjoy a truly unique country setting. The main floor features original hardwood flooring throughout most of the mail level. You'll find a lots of windows (all vinyl) and natural light coming through. Lots of room to get comfortable in the living room which is connected to a multi-purpose den/office. The family can gather in the formal dining room, or if it's a quieter night, the eat-in kitchen will be just as useful! There is also a bedroom, and a full bathroom on this level plus access to the backyard deck complete with a gazebo and above ground pool to cool off from the summer heat. In the spacious upper level, you'll find four more bedrooms, bathroom, a full kitchen, another living room, dining nook and laundry. Whether you're planning for multi-generational living or dreaming of running a bed & breakfast, the layout provides plenty of flexibility. A large barn on the property offers even more potential, whether you're thinking of storage, a workshop, or something more creative. This is a rare opportunity to own a versatile country home in one of the most picturesque regions in Ontario.

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$859,900 - 1609 Eighth Avenue, St. Catharines

Detached for Sale in St. Catharines

116 days on market
5Beds
2Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X12643174
Property Type
Detached
Status
active
Days on Site
116
Bedrooms
5
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Lot Size
1 sqft
Listing Brokerage
BOSLEY REAL ESTATE LTD.,
Description

Welcome to a piece of Niagara history. This 1890-built farmhouse offers 2,355 square feet of character-filled living space on a peaceful rural property, right in the heart of Niagara Wine Country. With Hernder Estate Winery as your neighbour, you'll enjoy a truly unique country setting. The main floor features original hardwood flooring throughout most of the mail level. You'll find a lots of windows (all vinyl) and natural light coming through. Lots of room to get comfortable in the living room which is connected to a multi-purpose den/office. The family can gather in the formal dining room, or if it's a quieter night, the eat-in kitchen will be just as useful! There is also a bedroom, and a full bathroom on this level plus access to the backyard deck complete with a gazebo and above ground pool to cool off from the summer heat. In the spacious upper level, you'll find four more bedrooms, bathroom, a full kitchen, another living room, dining nook and laundry. Whether you're planning for multi-generational living or dreaming of running a bed & breakfast, the layout provides plenty of flexibility. A large barn on the property offers even more potential, whether you're thinking of storage, a workshop, or something more creative. This is a rare opportunity to own a versatile country home in one of the most picturesque regions in Ontario.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,411.73/mo

Includes CMHC insurance ($23,991)

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5-yr fixed avg.

Principal: $773,910Interest: $525,619
Mortgage Amount$797,901
Total Interest$525,619
Est. Property Tax$609/mo
Total Cost$1,323,520

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1609 Eighth Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
4.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$609
Insurance (est.)-$179
Net Cash Flow+$2,912

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $430/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 116 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    1609 Eighth Avenue, St. Catharines | $859,900 | Battaglia Team