1608 Charles Street Unit 190, Whitby

Price: $569,000

3 bedrooms, 2 bathrooms

900 sqft

Property Type: Condo

MLS#: E12949814

Welcome to The Landing by Carttera - a beautifully located residence offering the perfect blend of comfort, convenience, and modern living. Situated just minutes from Highway 401 and 407, as well as the Whitby GO Station, this property places you close to everything you need, including shopping, dining, entertainment, top-rated schools, parks, and scenic waterfront trails. Inside, enjoy a spacious 2 bedroom plus den layout with 2 full washrooms, designed for both functionality and style. Residents have access to premium building amenities such as a modern fitness centre, yoga studio, private and open collaboration workspaces, dog wash station, and bike wash and repair area. This is urban living done right in a thriving, connected community.

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$569,000 - 1608 Charles Street Unit 190, Whitby

Condo for Sale in Whitby

77 days on market
3Beds
2Baths
900Sq Ft
Condo
Property Details
MLS Number
E12949814
Property Type
Condo
Status
active
Days on Site
77
Bedrooms
3
Bathrooms
2
Square Feet
900 sqft
Neighbourhood
Whitby
Locker
None
Exposure
West
Balcony
Open
Listing Brokerage
RE/MAX COMMUNITY REALTY INC.
Description

Welcome to The Landing by Carttera - a beautifully located residence offering the perfect blend of comfort, convenience, and modern living. Situated just minutes from Highway 401 and 407, as well as the Whitby GO Station, this property places you close to everything you need, including shopping, dining, entertainment, top-rated schools, parks, and scenic waterfront trails. Inside, enjoy a spacious 2 bedroom plus den layout with 2 full washrooms, designed for both functionality and style. Residents have access to premium building amenities such as a modern fitness centre, yoga studio, private and open collaboration workspaces, dog wash station, and bike wash and repair area. This is urban living done right in a thriving, connected community.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,919.26/mo

Includes CMHC insurance ($15,875)

$
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5%10%50%

5-yr fixed avg.

Principal: $512,100Interest: $347,804
Mortgage Amount$527,975
Total Interest$347,804
Est. Property Tax$403/mo
Total Cost$875,779

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1608 Charles Street Unit 190, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,680/mo
Range: $2,278 - $3,082
Cap Rate (ROI)
3.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,680
Maintenance Fees-$585
Property Tax (est.)-$403
Insurance (est.)-$119
Net Cash Flow+$1,573

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $632/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 77 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,371 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    1608 Charles Street Unit 190, Whitby | $569,000 | Battaglia Team