16 South Drive, St. Catharines

Price: $1,190,000

5 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X12869952

Tucked into the heart of Old Glenridge, this fully reimagined 2.5 storey home is anything but ordinary. Just minutes to the highway, downtown, and the St. Catharines Golf and Country Club, it offers the charm of an established neighbourhood with the comfort and performance of a modern rebuild. Inside, the home feels solid, quiet, and intentional, with bright open living spaces finished in engineered flooring and clean, timeless design choices throughout. All windows and both interior and exterior doors have been replaced with solid core doors, reinforcing the home's quality and quiet feel. The kitchen anchors the main floor while upgraded mechanical systems, dual climate zones, and enhanced insulation create a level of comfort rarely found in homes of this era. What truly sets this property apart is the top level, where the entire third floor has been transformed into a private primary retreat complete with its own ensuite bath and walk in closet, creating a separate and elevated space that feels like a true sanctuary within the home. Every element has been thoughtfully upgraded in recent years, blending character with efficiency and craftsmanship. A rare opportunity to own something distinctive in one of St. Catharines' most established and sought after neighbourhoods.

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$1,190,000 - 16 South Drive, St. Catharines

Detached for Sale in St. Catharines

99 days on market
5Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X12869952
Property Type
Detached
Status
active
Days on Site
99
Bedrooms
5
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
REALTY NETWORK
Description

Tucked into the heart of Old Glenridge, this fully reimagined 2.5 storey home is anything but ordinary. Just minutes to the highway, downtown, and the St. Catharines Golf and Country Club, it offers the charm of an established neighbourhood with the comfort and performance of a modern rebuild. Inside, the home feels solid, quiet, and intentional, with bright open living spaces finished in engineered flooring and clean, timeless design choices throughout. All windows and both interior and exterior doors have been replaced with solid core doors, reinforcing the home's quality and quiet feel. The kitchen anchors the main floor while upgraded mechanical systems, dual climate zones, and enhanced insulation create a level of comfort rarely found in homes of this era. What truly sets this property apart is the top level, where the entire third floor has been transformed into a private primary retreat complete with its own ensuite bath and walk in closet, creating a separate and elevated space that feels like a true sanctuary within the home. Every element has been thoughtfully upgraded in recent years, blending character with efficiency and craftsmanship. A rare opportunity to own something distinctive in one of St. Catharines' most established and sought after neighbourhoods.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,263.77/mo

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5%20%50%

5-yr fixed avg.

Principal: $952,000Interest: $627,131
Mortgage Amount$952,000
Total Interest$627,131
Est. Property Tax$843/mo
Total Cost$1,579,131

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

16 South Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,700/mo
Range: $3,145 - $4,255
Cap Rate (ROI)
2.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,700
Maintenance Fees-$0
Property Tax (est.)-$843
Insurance (est.)-$248
Net Cash Flow+$2,609

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $595/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 99 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,958 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    16 South Drive, St. Catharines | $1,190,000 | Battaglia Team