$749,900 - 153 Geneva Street, St. Catharines
Detached for Sale in St. Catharines
108 days on market- MLS Number
- X12737074
- Property Type
- Detached
- Status
- active
- Days on Site
- 108
- Bedrooms
- 5
- Bathrooms
- 5
- Square Feet
- 2,500 - 2,999 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 6,188 sqft
- Listing Brokerage
- RE/MAX HENDRIKS TEAM REALTY
Beautiful 2.5 storey detached home in the heart of St. Catharines offering over 3,200 sq. ft. of finished living space. With 5 bedrooms, 5 bathrooms and a full in-law suite, this property delivers endless possibilities. Step inside through a solid wood door with etched glass and be greeted by a grand entrance featuring hardwood floors, oversized trim and casings as well as an impressive staircase. Every space in this home is generously sized and designed to impress. A spacious living room with a cozy gas fireplace flows into a bright four-season sunroom, filling the home with natural light. The oversized dining room is perfect for hosting, while the well appointed kitchen offers solid wood cabinetry, quartz countertops, stainless steel appliances and an undermount sink. A full bathroom and main floor laundry add convenience and just off the kitchen a hallway leads to the insulated garage that was built in 2013. Upstairs, the primary bedroom retreat includes its own sitting room, massive walk-in closet and a 5-piece ensuite. Two additional bedrooms and a shared 4-piece bathroom complete this level. The third storey offers a flexible space ideal as a fifth bedroom, office or bonus living area. The lower level provides a fully self-contained in-law suite, offering excellent flexibility for multi-generational living or rental income. Complete with its own kitchen, living room, spacious bedroom and a 4-piece bathroom, this private space has been successfully used for income purposes in the past and presents endless possibilities. Out back, enjoy a private fully fenced yard designed for relaxation with mature tree, deck, gazebo and plenty of room for entertaining. Located close to all amenities, schools and quick highway access and walking distance to desirable cafe's and restaurants. This property offers exceptional value for its size, layout, and finishes.
Estimate your monthly payments for this property
Estimated Payment
$3,847.38/mo
Includes CMHC insurance ($20,922)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
153 Geneva Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $300/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 108 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,125 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.