$879,900 - 152 York Street, St. Catharines
Multi-Family for Sale in St. Catharines
107 days on market- MLS Number
- X12149918
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 107
- Bedrooms
- 6
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX Escarpment Realty Inc., Brokerage
Welcome to 152 York Street, a beautifully Custom rebuilt legal duplex in the heart of St.Catharines a true turn-key investment with excellent rental income and minimal exterior maintenance. This exceptionally well-maintained up/down duplex features separate hydro meters, two full units, and extensive custom renovations completed with proper city permits and full inspections throughout. The home was completely reconstructed from the ground up (keeping only the roof and exterior walls). Everything inside is new or upgraded, including plumbing, electrical, HVAC systems, stucco exterior, foundation repairs, and high-quality windows and doors throughout. The home is bright and spacious, featuring abundant natural light, including a sliding door with electric German roller blinds and a massive front window. The main unit includes 2 full bedrooms, 2 full bathrooms (one with a jacuzzi tub), and a fully finished basement with an additional bedroom, and ample storage. You'll love the custom-designed kitchen with high-end finishes, including black granite counters and efficient LED spot lighting throughout. Flooring includes large modern tiles and warm wood finishes, all enhanced by wide baseboards and attention to detail. The upper unit offers 3 spacious rooms, a large kitchen/breakfast area, and a full bathroom. Currently, all rooms are rented at $650/month each (all-inclusive) to long-term tenants who appreciate the quiet, central location. Additional features include: Two-car parking, New roof (2023), New furnace & A/C (2024), New eavestroughs (2023), Code-compliant fire separation & soundproofing between units. This beautiful home Located in a quiet, family-friendly neighbourhood, just minutes from the highway, downtown, parks, shopping, and transit. Whether you're an investor or looking to live in one unit and rent out the other, this custom duplex is a rare find you wont want to miss. Come see it in person. you wont regret it!
Estimate your monthly payments for this property
Estimated Payment
$4,514.34/mo
Includes CMHC insurance ($24,549)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
152 York Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $440/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 107 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,666 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.