1510 Pelham Road, St. Catharines

Price: $899,900

5 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13015952

Located directly across from Henry of Pelham Family Estate Winery and steps from the Short Hills Conservation Area, 1510 Pelham Road is a detached bungalow configured as a 3-unit home on a nearly half-acre lot in west St. Catharines - with all three units offering vacant possession on closing! The main floor houses two side-by-side units. The 1-bedroom unit features nicely updated vinyl flooring, a stunning green kitchen with ceramic tile backsplash and wood countertops, and a beautiful wood-burning fireplace (not in use) with brick mantle in the living area. The 2-bedroom unit offers original hardwood flooring in both bedrooms and the hallway, a 4-piece bathroom, and a second bedroom with a walk-in closet. The basement unit is thoughtfully constructed, featuring a deep green kitchen with gold hardware and ceramic tile backsplash, vinyl flooring, pot lights, a wood fireplace (not in use) in the living room, three egress windows, and a beautifully finished 3-piece bathroom with a walk-in shower featuring dark green ceramic tile surround, pot lights, and a decorative mirror. Outside, the concrete in-ground pool is fully fenced and complemented by a deck and built-in gazebo - a natural space for outdoor entertaining. Updates: new oil furnace ('25), cistern pump ('25), sewage pump replaced ('22), and full foundation waterproofing completed approximately 12 years ago. Opportunities like this - vacant on closing, versatile, and directly across from a vineyard - don't come along often.

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$899,900 - 1510 Pelham Road, St. Catharines

Detached for Sale in St. Catharines

59 days on market
5Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13015952
Property Type
Detached
Status
active
Days on Site
59
Bedrooms
5
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Located directly across from Henry of Pelham Family Estate Winery and steps from the Short Hills Conservation Area, 1510 Pelham Road is a detached bungalow configured as a 3-unit home on a nearly half-acre lot in west St. Catharines - with all three units offering vacant possession on closing! The main floor houses two side-by-side units. The 1-bedroom unit features nicely updated vinyl flooring, a stunning green kitchen with ceramic tile backsplash and wood countertops, and a beautiful wood-burning fireplace (not in use) with brick mantle in the living area. The 2-bedroom unit offers original hardwood flooring in both bedrooms and the hallway, a 4-piece bathroom, and a second bedroom with a walk-in closet. The basement unit is thoughtfully constructed, featuring a deep green kitchen with gold hardware and ceramic tile backsplash, vinyl flooring, pot lights, a wood fireplace (not in use) in the living room, three egress windows, and a beautifully finished 3-piece bathroom with a walk-in shower featuring dark green ceramic tile surround, pot lights, and a decorative mirror. Outside, the concrete in-ground pool is fully fenced and complemented by a deck and built-in gazebo - a natural space for outdoor entertaining. Updates: new oil furnace ('25), cistern pump ('25), sewage pump replaced ('22), and full foundation waterproofing completed approximately 12 years ago. Opportunities like this - vacant on closing, versatile, and directly across from a vineyard - don't come along often.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

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5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1510 Pelham Road, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
3.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,776

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $818/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 59 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    1510 Pelham Road, St. Catharines — $899,900 | Battaglia Team