149 Main Street, St. Catharines

Price: $1,800,000

3 bedrooms, 4 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: X13147778

Only offered twice in 40 years, this is a rare and romantic slice of Port Dalhousie, tucked behind a white picket fence and framed by majestic century trees. This exceptional waterfront property stretches to the shores of Martindale Pond, offering serenity, privacy, and natural beauty rarely found within city limits. The backyard is a true retreat, featuring an inground pool, charming cabana, lush gardens, and a private dock at the water's edge. Enjoy morning coffee, sunset cocktails, or front-row views of world-class rowing from your own shoreline. Inside, the home blends historic charm with a thoughtfully designed 2-storey, 1,680 sq ft addition, creating a warm and welcoming space ideal for gathering. The original 950 sq ft home showcases custom millwork, a beamed dining room ceiling, and cozy character, while the 2010 addition offers a stunning kitchen, pond-view great room, and a spectacular primary suite with balcony, vaulted ceiling, gas fireplace, and breathtaking outlook. Two staircases enhance flow and flexibility. Skylit bedrooms, three gas fireplaces, and a layout that allows for a separate guest retreat or private children's wing add versatility. A poured concrete basement with 9' ceilings offers outstanding potential for additional finished living space, while a Generac generator, updated mechanicals, and meticulous care throughout provide comfort and peace of mind. Port Dalhousie is a prestigious lakeside enclave known for sandy beaches, private marinas, waterfront trails, acclaimed dining, and the world-famous Henley Island rowing course. Minutes to wineries, golf, and highway access, this is one of Niagara's most exclusive lifestyle communities.

149 Main Street - Detached photo 1 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 2 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 3 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 4 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 5 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 6 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 7 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 8 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 9 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 10 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 11 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 12 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 13 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 14 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 15 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 16 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 17 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 18 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 19 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 20 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 21 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 22 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 23 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 24 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 25 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 26 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 27 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 28 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 29 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 30 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 31 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 32 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 33 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 34 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 35 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 36 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 37 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 38 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 39 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 40 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 41 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 42 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 43 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 44 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 45 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 46 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 47 of 48 in St. Catharines, Ontario
149 Main Street - Detached photo 48 of 48 in St. Catharines, Ontario
active
1/48

$1,800,000 - 149 Main Street, St. Catharines

Detached for Sale in St. Catharines

3Beds
4Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
X13147778
Property Type
Detached
Status
active
Days on Site
24
Bedrooms
3
Bathrooms
4
Square Feet
2,500 - 2,999 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Only offered twice in 40 years, this is a rare and romantic slice of Port Dalhousie, tucked behind a white picket fence and framed by majestic century trees. This exceptional waterfront property stretches to the shores of Martindale Pond, offering serenity, privacy, and natural beauty rarely found within city limits. The backyard is a true retreat, featuring an inground pool, charming cabana, lush gardens, and a private dock at the water's edge. Enjoy morning coffee, sunset cocktails, or front-row views of world-class rowing from your own shoreline. Inside, the home blends historic charm with a thoughtfully designed 2-storey, 1,680 sq ft addition, creating a warm and welcoming space ideal for gathering. The original 950 sq ft home showcases custom millwork, a beamed dining room ceiling, and cozy character, while the 2010 addition offers a stunning kitchen, pond-view great room, and a spectacular primary suite with balcony, vaulted ceiling, gas fireplace, and breathtaking outlook. Two staircases enhance flow and flexibility. Skylit bedrooms, three gas fireplaces, and a layout that allows for a separate guest retreat or private children's wing add versatility. A poured concrete basement with 9' ceilings offers outstanding potential for additional finished living space, while a Generac generator, updated mechanicals, and meticulous care throughout provide comfort and peace of mind. Port Dalhousie is a prestigious lakeside enclave known for sandy beaches, private marinas, waterfront trails, acclaimed dining, and the world-famous Henley Island rowing course. Minutes to wineries, golf, and highway access, this is one of Niagara's most exclusive lifestyle communities.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$7,962.01/mo

$
$
5%20%50%

5-yr fixed avg.

Principal: $1,440,000Interest: $948,602
Mortgage Amount$1,440,000
Total Interest$948,602
Est. Property Tax$1,275/mo
Total Cost$2,388,602

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

149 Main Street, St. Catharines

Open in Google Maps

Use the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.

Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,150/mo
Range: $2,678 - $3,622
Cap Rate (ROI)
1.0%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,150
Maintenance Fees-$0
Property Tax (est.)-$1,275
Insurance (est.)-$375
Net Cash Flow+$1,500

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $720/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 24 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $7,500 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Similar Properties Nearby

Active listings in St. Catharines with similar features

Search
Log in
    149 Main Street, St. Catharin… — $1,800,000 | Battaglia Team