14 Tulip Tree Common, St. Catharines

Price: $1,050,000

3 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Condo

MLS#: X12597772

Enjoy luxury and low maintenance living in this highly sought after condo townhome, backing onto the ravine, 12 mile creek, and Merritt Trail. The expansive balconies, patio, and abundance of windows offers stunning views of the ravine throughout all 3 levels of this home. All located in close proximity to all amenities including shopping, restaurants, the hospital, highway access and more. As you drive up to this home, you'll love the gorgeous gardens and landscaping throughout the entire community, offering a beautiful park-like setting. The upper floor living space offers soaring vaulted ceilings with skylights, and an open concept kitchen, living and dining area with oversized patio doors that lead to your 2nd level balcony with awning, overlooking the ravine. The nicely appointed kitchen features a large island, soapstone counters and stainless steel appliances. The living room features a gas fireplace with built-in shelving and surround sound speakers. A bedroom, which is currently being used as a den and a 3pc bath completes the upper level. The main floor primary suite features a large bedroom with patio doors that lead to another covered deck/balcony with glass railings, a walk-in closet and gorgeous 5pc ensuite with double sinks, separate soaker tub, and custom oversized glass and tile shower. You'll also enjoy the convenience of main floor laundry and inside entry to/from the garage. The lower level offers a family room with a walk-out to your private patio as well as another 3pc bath. Furnace updated in 2025. All landscaping and snow removal is included in the condo fees, offering a truly low-maintenance lifestyle!

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$1,050,000 - 14 Tulip Tree Common, St. Catharines

Condo for Sale in St. Catharines

103 days on market
3Beds
3Baths
2,000 - 2,499Sq Ft
Condo
Property Details
MLS Number
X12597772
Property Type
Condo
Status
active
Days on Site
103
Bedrooms
3
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
West
Balcony
Open
Listing Brokerage
Century 21 Heritage House LTD
Description

Enjoy luxury and low maintenance living in this highly sought after condo townhome, backing onto the ravine, 12 mile creek, and Merritt Trail. The expansive balconies, patio, and abundance of windows offers stunning views of the ravine throughout all 3 levels of this home. All located in close proximity to all amenities including shopping, restaurants, the hospital, highway access and more. As you drive up to this home, you'll love the gorgeous gardens and landscaping throughout the entire community, offering a beautiful park-like setting. The upper floor living space offers soaring vaulted ceilings with skylights, and an open concept kitchen, living and dining area with oversized patio doors that lead to your 2nd level balcony with awning, overlooking the ravine. The nicely appointed kitchen features a large island, soapstone counters and stainless steel appliances. The living room features a gas fireplace with built-in shelving and surround sound speakers. A bedroom, which is currently being used as a den and a 3pc bath completes the upper level. The main floor primary suite features a large bedroom with patio doors that lead to another covered deck/balcony with glass railings, a walk-in closet and gorgeous 5pc ensuite with double sinks, separate soaker tub, and custom oversized glass and tile shower. You'll also enjoy the convenience of main floor laundry and inside entry to/from the garage. The lower level offers a family room with a walk-out to your private patio as well as another 3pc bath. Furnace updated in 2025. All landscaping and snow removal is included in the condo fees, offering a truly low-maintenance lifestyle!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,644.50/mo

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5%20%50%

5-yr fixed avg.

Principal: $840,000Interest: $553,351
Mortgage Amount$840,000
Total Interest$553,351
Est. Property Tax$744/mo
Total Cost$1,393,351

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

14 Tulip Tree Common, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,560/mo
Range: $3,026 - $4,094
Cap Rate (ROI)
1.5%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,560
Maintenance Fees-$1,300
Property Tax (est.)-$744
Insurance (est.)-$219
Net Cash Flow+$1,297

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $525/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 103 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,375 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    MLS# X12597772 — 14 Tulip Tree Common, St. Cat… | Battaglia Team