13 Sister Varga Terrace, Hamilton

Price: $565,000

1 bedrooms, 1 bathrooms

900 sqft

Property Type: Condo

MLS#: X12628020

Welcome to St. Elizabeth Village - Hamilton's premier gated 55+ community! This beautifully renovated 960 sq. ft. bungalow offers stylish, carefree one-floor living with no stairs. Inside, you'll find a thoughtfully designed 1-bedroom, 1-bathroom layout featuring a modern bathroom with a walk-in shower-perfect for ease of use and mobility. The open-concept kitchen flows seamlessly into the spacious living and dining area, complete with a large peninsula that seats at least four. It's an ideal setup for entertaining or enjoying your morning coffee with friends. Set beside one of the community's tranquil ponds, this home combines peaceful surroundings with unbeatable convenience. You're just a short stroll from the Village's incredible amenities: a heated indoor pool, gym, saunas, hot tub, golf simulator, woodworking shop, stained glass studio, doctor's office, pharmacy, massage clinic, public transit access, and more! Plus, you're only a 5-minute drive to grocery stores, shopping, and restaurants. Move-in ready and perfectly located, this home is a rare opportunity to enjoy the best of maintenance-free living in a community that has it all. Don't miss your chance!

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$565,000 - 13 Sister Varga Terrace, Hamilton

Condo for Sale in Hamilton

140 days on market

Neighbourhood: Kennedy

1Beds
1Baths
900Sq Ft
Condo
Property Details
MLS Number
X12628020
Property Type
Condo
Status
active
Days on Site
140
Bedrooms
1
Bathrooms
1
Square Feet
900 sqft
Neighbourhood
Hamilton
Locker
None
Exposure
West
Balcony
None
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome to St. Elizabeth Village - Hamilton's premier gated 55+ community! This beautifully renovated 960 sq. ft. bungalow offers stylish, carefree one-floor living with no stairs. Inside, you'll find a thoughtfully designed 1-bedroom, 1-bathroom layout featuring a modern bathroom with a walk-in shower-perfect for ease of use and mobility. The open-concept kitchen flows seamlessly into the spacious living and dining area, complete with a large peninsula that seats at least four. It's an ideal setup for entertaining or enjoying your morning coffee with friends. Set beside one of the community's tranquil ponds, this home combines peaceful surroundings with unbeatable convenience. You're just a short stroll from the Village's incredible amenities: a heated indoor pool, gym, saunas, hot tub, golf simulator, woodworking shop, stained glass studio, doctor's office, pharmacy, massage clinic, public transit access, and more! Plus, you're only a 5-minute drive to grocery stores, shopping, and restaurants. Move-in ready and perfectly located, this home is a rare opportunity to enjoy the best of maintenance-free living in a community that has it all. Don't miss your chance!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,898.74/mo

Includes CMHC insurance ($15,764)

$
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5%10%50%

5-yr fixed avg.

Principal: $508,500Interest: $345,359
Mortgage Amount$524,264
Total Interest$345,359
Est. Property Tax$400/mo
Total Cost$869,623

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: Kennedy

Discover Kennedy

Kennedy is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kennedy

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kennedy offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

13 Sister Varga Terrace, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$1,880/mo
Range: $1,598 - $2,162
Cap Rate (ROI)
1.7%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$1,880
Maintenance Fees-$585
Property Tax (est.)-$400
Insurance (est.)-$118
Net Cash Flow+$777

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $628/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 140 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About Kennedy

I know Kennedy well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,354 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    13 Sister Varga Terrace, Hamilton | $565,000 | Battaglia Team