$879,900 - 1287 Third St Louth N/A, St. Catharines
Detached for Sale in St. Catharines
Popular Listing- MLS Number
- X13250308
- Property Type
- Detached
- Status
- active
- Days on Site
- 8
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Enjoy the perfect blend of rural tranquility and urban convenience in this attractive 2.5-storey home, ideally situated on a paved road just minutes from shopping, the hospital, highway access, the Green Ribbon Trail, Port Dalhousie shops, dining, and the beach. A spacious front veranda and courtyard entrance lead to a large mudroom and the rear family room addition (1991). The heart of the home is the impressive open-concept kitchen and family room, designed for entertaining and family gatherings. The kitchen features Quartz countertops, a large island with prep sink, vaulted ceiling, four skylights, built-in display cabinet, and two gas stoves/ovens. The adjoining family room offers another vaulted ceiling, four additional skylights, pine walls, and a gas fireplace. The main floor also includes formal living and dining rooms, a cozy sitting area with bay window and second gas fireplace, plus a 3-piece bathroom with shower. Upstairs are three bedrooms, a bathroom with jet tub, and a walk-up staircase to the third-level attic. This undeveloped space could potentially be finished into a beautiful bedroom retreat, office, or bonus room, measuring approximately 16' x 14'.Additional features include: 8 skylights throughout, Timberline roof shingles (2016), Bell Fibe internet, backyard garden shed, and drywalled garage with high ceilings (approx. 23' x 21'). Set back from the road, the beautifully landscaped 100' x 164' lot offers privacy and a concrete driveway with parking for up to six vehicles. Experience country living with all the conveniences of the city just a short drive away.
Estimate your monthly payments for this property
Estimated Payment
$4,514.34/mo
Includes CMHC insurance ($24,549)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
1287 Third St Louth N/A, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $440/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,666 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.