$980,000 - 125 Municipal Street, Guelph
Detached for Sale in Guelph
98 days on market- MLS Number
- X12858032
- Property Type
- Detached
- Status
- active
- Days on Site
- 98
- Bedrooms
- 7
- Bathrooms
- 4
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Guelph
- Listing Brokerage
- EXECUTIVE HOMES REALTY INC.
ATTENTION; Savvy Investors & Regular Buyers ~ Welcome to an exceptional investment opportunity in the heart of Guelph, nestled on one of the city's most desirable streets. This is your opportunity to own a lucrative income-generating property, also perfect for A large Family whereby they can live Upstairs and Basement can be rented to generate extra Income towards Mortgage. Very rare Solid All Brick 7 Bedrooms / 4 Washrooms Detached Bungalow - 4 Bedroom Upstairs & 3 Bedrooms In The Basement & Den ( which can be used as Study Room/Office or Rec Room). Basement Has a Walk- Out Door & Separate Entrance. Open-concept Kitchen & Dining with a corridor leading to a big Family Living Room upstairs with a cozy fireplace. This Solid Brick Well Maintained Bungalow Is Located In A quiet Most Sought After Neighborhood Of Guelph with an abundance of walking trails, close to all amenities including the Prestigious University Of Guelph, Highway, Downtown, Convenience stores, Parks and a host of other Amenities. This property comes with a big backyard and top patio to chill with friends and family especially in summer . This house is extremely perfect for Investors to generate huge amount of dollars all year long. Upstairs is vacant right now and there are currently Tenants In the Basement who are willing to stay If the new Buyer decides to keep them. Great Opportunity you do not want to miss.
Estimate your monthly payments for this property
Estimated Payment
$5,027.91/mo
Includes CMHC insurance ($27,342)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Guelph
Guelph is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Guelph
- •Convenient location in Guelph
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Guelph offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
125 Municipal Street, Guelph
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $653/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 98 days on site, this property has exceeded the typical selling timeline for Guelph. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 7 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Guelph.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,083 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.